250 N Cambridge Dr, Geneva, IL 60134 Property Records

Kane County property record for 250 N Cambridge Dr, Geneva, IL 60134

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,366 sqft · built 1988
Lot Size	0.46 acres (20,024 sqft)
Owner	2 Individual Names on Record
Last Sale	$305,000 (Jan 2020)
Tax Bill	$11,221 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12-04-176-006`

Property Details

APN / Parcel Number

Primary APN	`12-04-176-006`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,366 sqft Living Area
Gross Area	3,562 sqft
Basement Area	1,196 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Lot Area	20,024 sqft (0.46 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	250 N CAMBRIDGE DR
City	GENEVA
State	IL
Zip	60134-1077
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNIT 1 OF STONEBRIDGE SUB - LOT 6
Legal Subdivision	STONEBRIDGE SUB
Legal Block	1
Legal Lot Number	6
Legal Unit	1
Jurisdiction	KANE IL
Township / Civil Division	GENEVA
Census Block Group	1
Census Block	1003
Census Tract	852607

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	250 N CAMBRIDGE DR, GENEVA, IL 60134-1077
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE INC
Aug 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Dec 27, 2019	Deed of Trust, Mortgage · Conventional with PMI GUARANTEED RATE
Jan 17, 2020	Grant Deed, Transfer OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 17, 2020 · Amount on Record
Deed Sale	Jan 17, 2020 · Amount on Record
Prior Sale	Mar 30, 1998 · Amount on Record
Deed Document Number	20203396
Prior Transfer Date	May 2, 2011
Prior Transfer Doc	0000031508
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	250 N CAMBRIDGE DR, GENEVA, IL 60134-1077
Transaction Type	Mortgage
Record Updated	Dec 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000047318
Date	Dec 1, 2025
Instrument	2025K047318

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	250 N CAMBRIDGE DR, GENEVA, IL 60134-1077
Transaction Type	Mortgage
Record Updated	Aug 16, 2021
Title Company	RAVENSWOOD TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000059198
Date	Aug 3, 2021
Instrument	2021K059198

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	250 N CAMBRIDGE DR, GENEVA, IL 60134-1077
Document Number	0000003397
Instrument Date	Dec 27, 2019
Transaction Type	Mortgage
Record Updated	Feb 5, 2020
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	250 N CAMBRIDGE DR GENEVA IL 601341077, GENEVA, IL 60134-1077

Mortgage

Document Number	0000003397
Date	Jan 17, 2020
Instrument	3397

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 16, 2050

Interest

Rate Type	Fixed Rate
Rate	3.87%

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KANE IL
Recording Date	Jan 17, 2020
Property Address	250 N CAMBRIDGE DR, GENEVA, IL 60134-1077
Document Number	0000003396
Instrument Date	Dec 27, 2019
Instrument	3396
Transaction Type	Transfer
Record Updated	Feb 5, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Tax	$458.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	250 N CAMBRIDGE DR GENEVA IL 601341077, GENEVA, IL 60134-1077

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Geneva Township
Municipality	Geneva City
Unified School District	Geneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,221.00 (+10.9%) Homeowner's exemption	$163,372 (+8.5%) Land $40,459 Building $122,913	$490,312 (+8.5%) Land $121,426 Building $368,887
2024		$150,573 (+18.38%) Land $37,289 Building $113,284	$451,900 (+18.43%) Land $111,912 Building $339,988
2022	$10,118.00 (+3.01%) Homeowner's exemption	$127,192 (+3.86%) Land $31,499 Building $95,693	$381,576 (+3.86%) Land $94,497 Building $287,079
2021	$9,822.00 Homeowner's exemption	$122,465 Land $30,328 Building $92,137	$367,395 Land $90,984 Building $276,411

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA serves 21,247 people · EPA ID IL0890350
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

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