26 Winter St, Apt 2, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 26 Winter St, Apt 2, Saugus, MA 01906

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 650 sqft · built 1975
Lot Size	0.358 acres (15,596 sqft)
Owner	Individual Name on File
Last Sale	$299,000 (Feb 2023)
Tax Bill	$3,227 (2026)
Deeds & Mortgages	Feb 2024 Refinance Feb 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:007-G B:0017 L:0002`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:007-G B:0017 L:0002`
Alternative APNs	`M:007=G B:0017 L:0002` `45023`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Units	32 Units
Stories	3 Stories
Building Area	650 sqft Living Area
1st Floor Area	650 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1978
Architectural Style	Condo/Apartment
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	15,596 sqft (0.358 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water

Location & Zoning

Account Number	45023
Street Address	26 WINTER ST, 2
City	SAUGUS
State	MA
Zip	01906-1640
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	NA
Legal Subdivision	RIVERSIDE
Legal Block	17
Legal Lot Number	2
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	1
Census Block	1009
Census Tract	208200

Owner

26 Winter St, Apt 2 is owned and occupied by an individual who bought it in February 2023.

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	26 WINTER ST, 2, SAUGUS, MA 01906-1640
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 29, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance VILLAGE CAPITAL & INVESTMENT LLC
Feb 3, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CROSSCOUNTRY MORTGAGE INC
Apr 3, 2017	Deed of Trust, Mortgage CROSSCOUNTRY MORTGAGE INC
Jul 31, 2019	Deed of Trust, Mortgage · Second Mortgage (Down Payment) NEW FED MORTGAGE CORP
Nov 19, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 3, 2023 · Amount on File
Deed Sale	Feb 3, 2023 · Amount on File
Prior Sale	Nov 19, 2020 · Amount on File
Deed Book / Page	41426 / 300
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	26 WINTER ST APT 2, 2, SAUGUS, MA 01906-1640
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042002-381
Date	Feb 29, 2024
Book Page	42002/381
Instrument	20240229000130

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Reverse Mortgage Lender

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

February 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Feb 3, 2023
Property Address	26 WINTER ST APT 2, 2, SAUGUS, MA 01906-1640
Document Number	041426-300
Book / Page	41426 / 300
Instrument Date	Feb 3, 2023
Instrument	20230203001760
Transaction Type	Transfer
Record Updated	Feb 17, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 WINTER ST APT 2, 2, SAUGUS, MA 01906-1640

Mortgage

Document Number	230203001770
Date	Feb 3, 2023
Instrument	230203001770

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	26 WINTER ST APT 2, 2, SAUGUS, MA 01906-1640
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	35777-126
Date	Apr 3, 2017
Book Page	35777/126
Instrument	449

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2047

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	26 WINTER ST APT 2, 2, SAUGUS, MA 01906-1640
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37717-390
Date	Jul 31, 2019
Book Page	37717/390
Instrument	20190731007910

Lender

Name	NEW FED MORTGAGE CORP

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2034

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Nov 19, 2020
Property Address	26 WINTER ST APT 2, 2, SAUGUS, MA 01906-1640
Document Number	39199-343
Book / Page	39199 / 343
Instrument Date	Nov 18, 2020
Instrument	20201119001530
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 WINTER ST APT 2, 2, SAUGUS, MA 01906-1640

Mortgage

Document Number	201119001540
Date	Nov 19, 2020
Instrument	201119001540

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 26 Winter St, Apt 2 was $3,227, up 4.6% from the year before.

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,227.00 (+4.64%)	$309,700 (+7.24%) Building $309,700	$309,426 (-1.27%)
2025	$3,084.00 (+2.32%)	$288,800 (+2.05%) Building $288,800	$313,405
2024	$3,014.00 (+7.18%)	$283,000 (+13.34%) Building $283,000
2023	$2,812.00	$249,700 Building $249,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 26 Winter St, Apt 2 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1979–1988)
Most Recent Claim	Jan 1988 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 26 Winter St, Apt 2 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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