26 Winter St, Apt 10, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 26 Winter St, Apt 10, Saugus, MA 01906

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 650 sqft · built 1975
Lot Size	0.357 acres (15,579 sqft)
Owner	2 Trust Names on File
Last Sale	$138,000 (Mar 2015)
Tax Bill	$3,134 (2026)
Deeds & Mortgages	Dec 2021 Refinance Apr 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:007-G B:0017 L:0010`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:007-G B:0017 L:0010`
Alternative APNs	`M:007=G B:0017 L:0010` `2559003`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Units	32 Units
Stories	3 Stories
Building Area	650 sqft Living Area
1st Floor Area	650 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1978
Architectural Style	Condo/Apartment
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	15,579 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water

Location & Zoning

Account Number	2559003
Street Address	26 WINTER ST, 10
City	SAUGUS
State	MA
Zip	01906-1640
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	NA
Legal Block	17
Legal Lot Number	10
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	1
Census Block	1009
Census Tract	208200

Owner

26 Winter St, Apt 10 is owner-occupied and held in a trust since April 2022.

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	26 WINTER ST, 10, SAUGUS, MA 01906-1640
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PRIME LENDING INC
Apr 12, 2022	Quit Claim Deed, Transfer Quitclaim
Dec 31, 2021	Correction Deed

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2015 · Amount on File
Deed Sale	Mar 13, 2015 · Amount on File
Prior Sale	Mar 19, 2001 · Amount on File
Deed Book / Page	33914 / 113
Last Transfer Date	Apr 12, 2022
Transfer Doc	040857-510
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	26 WINTER ST APT 10, 10, SAUGUS, MA 01906-1640
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040627-119
Date	Dec 31, 2021
Book Page	40627/119
Instrument	20211231002100

Lender

Name	PRIME LENDING INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

April 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Apr 12, 2022
Property Address	26 WINTER ST APT 10, 10, SAUGUS, MA 01906-1640
Document Number	040857-510
Book / Page	40857 / 510
Instrument Date	Apr 12, 2022
Instrument	20220412002170
Transaction Type	Transfer
Record Updated	Apr 29, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 WINTER ST APT 33, 33, SAUGUS, MA 01906-1649

December 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	SAUGUS MA
Recording Date	Dec 31, 2021
Property Address	26 WINTER ST APT 10, 10, SAUGUS, MA 01906-1640
Document Number	040626-219
Book / Page	40626 / 219
Instrument Date	Dec 28, 2021
Instrument	20211231000600
Record Updated	Jan 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 WINTER ST, SAUGUS, MA 01906-1652

Tax Assessment & Valuation

The 2026 property tax bill for 26 Winter St, Apt 10 was $3,134, up 4.5% from the year before.

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,134.00 (+4.47%)	$300,800 (+7.08%) Building $300,800	$308,603 (+23.89%)
2025	$3,000.00 (+2.08%)	$280,900 (+1.78%) Building $280,900	$249,090
2024	$2,939.00 (+7.03%)	$276,000 (+13.16%) Building $276,000
2023	$2,746.00	$243,900 Building $243,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 26 Winter St, Apt 10 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1979–1988)
Most Recent Claim	Jan 1988 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 26 Winter St, Apt 10 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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