26 Winter St, Apt 23, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 26 Winter St, Apt 23, Saugus, MA 01906

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 650 sqft · built 1975
Lot Size	0.357 acres (15,579 sqft)
Owner	Individual Name on File
Last Sale	$65,000 (Jul 1997)
Tax Bill	$3,076 (2026)
Deeds & Mortgages	May 2017 Line of Credit Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:007-G B:0017 L:0023`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:007-G B:0017 L:0023`
Alternative APNs	`M:007=G B:0017 L:0023` `6965004`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Units	32 Units
Stories	3 Stories
Building Area	650 sqft Living Area
1st Floor Area	650 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1978
Architectural Style	Condo/Apartment
Exterior Material	Brick
Construction Type	Frame
Roof Type	Flat
Roof Material	Other
Lot Area	15,579 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water

Location & Zoning

Account Number	6965004
Street Address	26 WINTER ST, 23
City	SAUGUS
State	MA
Zip	01906-1649
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	NA
Legal Block	17
Legal Lot Number	23
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	1
Census Block	1009
Census Tract	208200

Owner

26 Winter St, Apt 23 is owned by an individual who bought it in July 1997.

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	26 WINTER ST, 23, SAUGUS, MA 01906-1649
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 25, 2017	Deed of Trust, Mortgage · Line of Credit EASTERN BANK
Sep 17, 2019	Deed of Trust, Mortgage · Balloon Mortgage EASTERN BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 1997 · Amount on File
Deed Sale	Jul 23, 1997 · Amount on File
Prior Sale	Sep 30, 1993 · Amount on File
Deed Book / Page	14224 / 159
Record Updated	Oct 29, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	26 WINTER ST APT 23, 23, SAUGUS, MA 01906-1649
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	35893-301
Date	May 25, 2017
Book Page	35893/301
Instrument	389

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	26 WINTER ST APT 23, 23, SAUGUS, MA 01906-1649
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37847-289
Date	Sep 17, 2019
Book Page	37847/289
Instrument	20190917000850

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 26 Winter St, Apt 23 was $3,076, up 4.6% from the year before.

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,076.00 (+4.55%)	$295,200 (+7.15%) Building $295,200	$299,401 (+13.16%)
2025	$2,942.00 (+2.05%)	$275,500 (+1.77%) Building $275,500	$264,575
2024	$2,883.00 (+7.1%)	$270,700 (+13.22%) Building $270,700
2023	$2,692.00	$239,100 Building $239,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 26 Winter St, Apt 23 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1979–1988)
Most Recent Claim	Jan 1988 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 26 Winter St, Apt 23 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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