26 Winter St, Apt 11, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 26 Winter St, Apt 11, Saugus, MA 01906

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 650 sqft · built 1975
Lot Size	0.357 acres (15,579 sqft)
Owner	Individual Name on File
Last Sale	$299,000 (Oct 2021)
Tax Bill	$3,512 (2026)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Feb 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:007-G B:0017 L:0034`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:007-G B:0017 L:0034`
Alternative APNs	`M:007=G B:0017 L:0034` `6218033`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	3 Stories
Building Area	650 sqft Living Area
1st Floor Area	650 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1978
Architectural Style	Condo/Apartment
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	15,579 sqft

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	6218033
Street Address	26 WINTER ST, 11
City	SAUGUS
State	MA
Zip	01906-1640
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	NA
Legal Block	17
Legal Lot Number	34
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	1
Census Block	1009
Census Tract	208200

Owner

26 Winter St, Apt 11 is owned and occupied by an individual who bought it in October 2021.

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	26 WINTER ST, 11, SAUGUS, MA 01906-1640
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage MORTGAGE EQUITY PARTNERS LLC
Feb 1, 2019	Quit Claim Deed, Transfer · Stand-Alone Refinance HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 8, 2021 · Amount on File
Deed Sale	Oct 8, 2021 · Amount on File
Prior Sale	Jul 19, 2016 · Amount on File
Deed Book / Page	40364 / 543
Record Updated	Oct 29, 2026

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Oct 8, 2021
Property Address	26 WINTER ST APT 11, 11, SAUGUS, MA 01906-1640
Document Number	040364-543
Book / Page	40364 / 543
Instrument Date	Oct 8, 2021
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 WINTER ST APT 11, 11, SAUGUS, MA 01906-1640

Mortgage

Document Number	0040364545
Date	Oct 8, 2021
Instrument	40364/545

Lender

Name	MORTGAGE EQUITY PARTNERS LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Feb 1, 2019
Property Address	26 WINTER ST APT 11, 11, SAUGUS, MA 01906-1640
Document Number	37307-512
Book / Page	37307 / 512
Instrument Date	Jan 28, 2019
Instrument	20190201001440
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 WINTER ST APT 11, 11, SAUGUS, MA 01906-1640

Mortgage

Document Number	37307-514
Date	Feb 1, 2019
Book Page	37307/514
Instrument	20190201001450

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 26 Winter St, Apt 11 was $3,512, up 4.5% from the year before.

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,512.00 (+4.46%)	$337,000 (+7.05%) Building $337,000	$313,078 (-2.53%)
2025	$3,362.00 (+1.82%)	$314,800 (+1.55%) Building $314,800	$321,195
2024	$3,302.00 (+7%)	$310,000 (+13.1%) Building $310,000
2023	$3,086.00	$274,100 Building $274,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 26 Winter St, Apt 11 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1979–1988)
Most Recent Claim	Jan 1988 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 26 Winter St, Apt 11 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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