26 Westminster St, Westerly, RI 02891 Property Records

Westerly Town property record for 26 Westminster St, Westerly, RI 02891

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,176 sqft · built 1920
Lot Size	0.188 acres (8,178 sqft)
Owner	Individual Name on Record
Last Sale	$459,000 (Nov 2025)
Tax Bill	$2,844 (2025)
Deeds & Mortgages	Feb 2022 Refinance Nov 2025 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`WEST M:77 B:97`

Property Details

APN / Parcel Number

Primary APN	`WEST M:77 B:97`
Alternative APNs	`M:077 B:97 L` `3254700`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,176 sqft Living Area
Gross Area	2,562 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,178 sqft (0.188 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	3254700
Street Address	26 WESTMINSTER ST
City	WESTERLY
State	RI
Zip	02891-2322
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	97
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	1
Census Block	1005
Census Tract	50802

Owner

Source: Westerly Town records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	26 WESTMINSTER ST, WESTERLY, RI 02891-2322
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance THE WASHINGTON TRUST CO OF WESTERLY
Nov 14, 2025	Warranty Deed, Transfer
Dec 21, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage SEMPER HOME LOANS INC
Jun 18, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2025 · Amount on Record
Deed Sale	Nov 14, 2025 · Amount on Record
Prior Sale	Dec 21, 2022 · Amount on Record
Deed Book / Page	2025 / 16633
Prior Transfer Date	Jun 15, 2021
Prior Transfer Doc	2021-16166
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	26 WESTMINSTER ST, WESTERLY, RI 02891-2322
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02022-3098
Date	Feb 14, 2022
Book Page	2022/3098
Instrument	2022-741

Lender

Name	THE WASHINGTON TRUST CO OF WESTERLY
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	Mar 1, 2051

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	Nov 14, 2025
Property Address	26 WESTMINSTER ST, WESTERLY, RI 02891-2322
Document Number	2025-16633
Book / Page	2025 / 16633
Instrument Date	Nov 8, 2025
Instrument	2025-4001
Transaction Type	Transfer
Record Updated	Dec 3, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 WESTMINSTER ST, WESTERLY, RI 02891-2322

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	Dec 21, 2022
Property Address	26 WESTMINSTER ST, WESTERLY, RI 02891-2322
Document Number	2022-21102
Book / Page	2022 / 21102
Instrument Date	Dec 21, 2022
Instrument	2022-5137
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0020225138
Date	Dec 21, 2022
Instrument	2022-5138

Lender

Name	SEMPER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTERLY RI
Recording Date	Jun 18, 2021
Property Address	26 WESTMINSTER ST, WESTERLY, RI 02891-2322
Document Number	2021-16166
Book / Page	2021 / 16166
Instrument Date	Jun 15, 2021
Instrument	2021-3596
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	26 WESTMINSTER ST, WESTERLY, RI 02891-2322

Tax Assessment & Valuation

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,844.00 (+0.82%)	$365,500 (+31.62%) Land $152,400 Building $213,100
2023	$2,821.00 (+4.99%)	$277,700 (+4.4%) Land $109,000 Building $168,700
2022	$2,687.00	$266,000 Land $109,000 Building $157,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	12 (1981–2012)
Claims Outside the SFHA	1 of 12
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 3 claims Hurricane Bob, Aug 1991 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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