34 Westminster St, Westerly, RI 02891 Property Records

Westerly Town property record for 34 Westminster St, Westerly, RI 02891

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,456 sqft · built 1940
Lot Size0.338 acres (14,712 sqft)
OwnerIndividual Name on Record
Last Sale$27,000 (Oct 2004)
Tax Bill$2,973 (2025)
Deeds & MortgagesMay 2021 Refinance
Jun 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNWEST M:77 B:112

Property Details

APN / Parcel Number

Primary APNWEST M:77 B:112
Alternative APNs
  • M:077 B:112 L
  • 20015500

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,456 sqft Living Area
Gross Area3,433 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area14,712 sqft (0.338 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number20015500
Street Address34 WESTMINSTER ST
CityWESTERLY
StateRI
Zip02891-2714
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block112
JurisdictionWESTERLY RI
Township / Civil DivisionWESTERLY
Census Block Group1
Census Block1013
Census Tract50802

Owner

Source: Westerly Town records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address34 WESTMINSTER ST, WESTERLY, RI 02891-2714
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 25, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
UNITED WHOLESALE MORTGAGE
Jun 15, 2017Deed of Trust, Mortgage · Conventional Mortgage
SAVINGS INSTITUTE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 25, 2004 · Amount on Record
Deed SaleOct 25, 2004 · Amount on Record
Prior SaleSep 13, 2002 · Amount on Record
Deed Book / Page1338 / 312
Record UpdatedSep 20, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTERLY RI
Property Address34 WESTMINSTER ST, WESTERLY, RI 02891-2714
Transaction TypeMortgage
Record UpdatedJun 3, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021-14354
DateMay 25, 2021
Book Page2021/14354
Instrument2021-3173
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term121 Months
DueJun 1, 2031

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTERLY RI
Property Address34 WESTMINSTER ST, WESTERLY, RI 02891-2714
Document Number2017-845
Book / Page002017 / 010845
Instrument DateJun 15, 2017
Transaction TypeMortgage
Record UpdatedJul 4, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address34 WESTMINSTER ST WESTERLY RI 028912714, WESTERLY, RI 02891-2714

Mortgage

Document Number2017-845
DateJun 20, 2017
Book Page002017/010845
Instrument2661
Lender
NameSAVINGS INSTITUTE
TypeFederal Savings Bank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 19, 2032

Tax Assessment & Valuation

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWesterly Town
Unified School DistrictWesterly School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$2,973.00 (+9.02%)$382,100 (+42.36%) Land $154,200 Building $227,900
2023$2,727.00 (+0.59%)$268,400 (-) Land $110,800 Building $157,600
2022$2,711.00$268,400 Land $110,800 Building $157,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims12 (1981–2012)
Claims Outside the SFHA1 of 12
Most Recent ClaimOct 2012 · Hurricane Sandy
Claims by Event
  • Hurricane Sandy, Oct 2012 · 3 claims
  • Hurricane Bob, Aug 1991 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWESTERLY WATER DEPARTMENT
serves 35,298 people · EPA ID RI1559512
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 35
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile.

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