20 Westminster St, Westerly, RI 02891 Property Records

Westerly Town property record for 20 Westminster St, Westerly, RI 02891

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,100 sqft · built 1950
Lot Size	0.218 acres (9,485 sqft)
Owner	Individual Name on Record
Last Sale	$284,900 (Mar 2020)
Tax Bill	$3,405 (2025)
Deeds & Mortgages	Apr 2021 Refinance Mar 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`WEST M:77 B:94`

Property Details

APN / Parcel Number

Primary APN	`WEST M:77 B:94`
Alternative APNs	`M:077 B:94 L` `19127504`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,100 sqft Living Area
Gross Area	3,878 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,485 sqft (0.218 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	19127504
Street Address	20 WESTMINSTER ST
City	WESTERLY
State	RI
Zip	02891-2322
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	94
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	1
Census Block	1005
Census Tract	50802

Owner

Source: Westerly Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20 WESTMINSTER ST, WESTERLY, RI 02891-2322
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance EASTERN BANK
Mar 18, 2020	Deed, Transfer · Stand-Alone First Mortgage NFM LENDING
Mar 18, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Mar 18, 2020	Trustee's Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 18, 2020 · Amount on Record
Deed Sale	Mar 18, 2020 · Amount on Record
Deed Document Number	20201170
Deed Book / Page	2020 / 4967
Prior Transfer Date	Mar 13, 2020
Prior Transfer Doc	2020-4964
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	20 WESTMINSTER ST, WESTERLY, RI 02891
Transaction Type	Mortgage
Record Updated	May 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20212583
Date	Apr 30, 2021
Instrument	2021-2583

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

March 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	WESTERLY RI
Recording Date	Mar 18, 2020
Property Address	20 WESTMINSTER ST, WESTERLY, RI 02891
Document Number	2020-4967
Book / Page	2020 / 4967
Instrument Date	Mar 13, 2020
Instrument	2020-1170
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20201171
Date	Mar 18, 2020
Instrument	2020-1171

Lender

Name	NFM LENDING
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTERLY RI
Recording Date	Mar 18, 2020
Property Address	20 WESTMINSTER ST, WESTERLY, RI 02891
Document Number	2020-4964
Book / Page	002020 / 004964
Instrument Date	Mar 13, 2020
Instrument	1169
Transaction Type	Transfer
Record Updated	Apr 7, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20 WESTMINSTER ST WESTERLY RI 02891, WESTERLY, RI 02891

March 2020: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	WESTERLY RI
Recording Date	Mar 18, 2020
Property Address	20 WESTMINSTER ST, WESTERLY, RI 02891
Document Number	2020-4961
Book / Page	002020 / 004961
Instrument Date	Mar 13, 2020
Instrument	1168
Transaction Type	Transfer
Record Updated	Apr 7, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	20 WESTMINSTER ST WESTERLY RI 02891, WESTERLY, RI 02891

Tax Assessment & Valuation

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,405.00 (+4.93%)	$437,600 (+37.01%) Land $152,800 Building $284,800	$541,763
2023	$3,245.00 (+0.59%)	$319,400 (-) Land $109,400 Building $210,000
2022	$3,226.00	$319,400 Land $109,400 Building $210,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	12 (1981–2012)
Claims Outside the SFHA	1 of 12
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 3 claims Hurricane Bob, Aug 1991 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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