28 Westminster St, Westerly, RI 02891 Property Records

Westerly Town property record for 28 Westminster St, Westerly, RI 02891 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,680 sqft · built 1930
Lot Size	0.248 acres (10,792 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,340 (2025)
Flood Zone	Zone X (minimal risk)
APN	`WEST M:77 B:98`

Property Details

APN / Parcel Number

Primary APN	`WEST M:77 B:98`
Alternative APNs	`M:077 B:98 L` `24004100`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,680 sqft Living Area
Gross Area	3,860 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,792 sqft (0.248 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	24004100
Street Address	28 WESTMINSTER ST
City	WESTERLY
State	RI
Zip	02891-2322
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	98
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	1
Census Block	1005
Census Tract	50802

Owner

Source: Westerly Town records · APN WEST M:77 B:98

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	28 WESTMINSTER ST, WESTERLY, RI 02891-2322
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$3,340.00 (-6.73%)	$429,300 (+21.79%) Land $153,100 Building $276,200
2023	$3,581.00 (+0.59%)	$352,500 (-) Land $109,700 Building $242,800
2022	$3,560.00	$352,500 Land $109,700 Building $242,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440090508021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 9 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force 5 of 9 on primary residences
Nearby Flood Claims	12 (1981–2012)
Claims Outside the SFHA	1 of 12
Most Recent Claim	Oct 2012, tidal / storm surge, Hurricane Sandy
Flood Events	Hurricane Sandy (Oct 2012), 3 claims Hurricane Bob (Aug 1991), 4 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.