26 Terrace Pl, Kearny, NJ 07032 Property Records

Hudson County and Kearny Town property record for 26 Terrace Pl, Kearny, NJ 07032

Property Summary

Property TypeSingle Family Home
Details1,441 sqft · built 1920
Lot Size0.115 acres (5,001 sqft)
OwnerIndividual Name on File
Last Sale$428,000 (Mar 2005)
Tax Bill$10,696 (2025)
Deeds & MortgagesOct 2025 Line of Credit
Flood ZoneZone X (minimal risk)
APN07-00078-0000-00005

Property Details

APN / Parcel Number

Primary APN07-00078-0000-00005
Alternative APN
  • 070007800005

Interior

Stories2 Stories
Building Area1,441 sqft Living Area

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Construction TypeFrame
Lot Area5,001 sqft (0.115 acres)
Lot Dimensions100 ft deep x 50 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Street Address26 TERRACE PL
CityKEARNY
StateNJ
Zip07032
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Block78
Legal Lot Number5
JurisdictionHUDSON NJ
Township / Civil DivisionKEARNY
Census Block Group2
Census Block2000
Census Tract12500

Owner

26 Terrace Pl is owned by an individual who bought it in March 2005.

Source: Hudson County and Kearny Town records, as of July 6, 2026

Owner of RecordIndividual Name on File
Mailing Address28 TERRACE PL, KEARNY, NJ 07032-1622
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 10, 2005 · Amount on File
Deed SaleMar 10, 2005 · Amount on File
Deed Document Number20053732
Deed Book / Page7490 / 232
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHUDSON NJ
Property Address26 TERRACE PL, KEARNY, NJ 07032
Transaction TypeMortgage
Record UpdatedDec 4, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address28 TERRACE PL, KEARNY, NJ 07032-1622

Mortgage

Document Number20251027060099690
DateOct 27, 2025
Book Page20844/785
Instrument20251027060099690
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount on Record
Term480 Months
DueOct 15, 2065
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 26 Terrace Pl was $10,696, up 1.3% from the year before.

Source: Hudson County and Kearny Town assessment roll, as of July 6, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyHudson County
MunicipalityKearny Town
Unified School DistrictKearny Town School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$98,600 (-) Land $45,000 Building $53,600$98,600 (-) Land $45,000 Building $53,600
2025$10,696.00 (+1.34%)$98,600 Land $45,000 Building $53,600$98,600 Land $45,000 Building $53,600
2024$10,555.00
2023$98,600 Land $45,000 Building $53,600$98,600 Land $45,000 Building $53,600
2022$10,394.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 26 Terrace Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 16, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 26 Terrace Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 92% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKEARNY WATER DEPARTMENT
serves 41,664 people · EPA ID NJ0907001
Water SourcePurchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2023
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Optimum.

Nearby Properties on Terrace Pl

Nearby Streets

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