34 Terrace Pl, Kearny, NJ 07032 Property Records

Hudson County and Kearny Town property record for 34 Terrace Pl, Kearny, NJ 07032

Property Summary

Property Type	Single Family Home
Details	2,067 sqft · built 1905
Lot Size	0.176 acres (7,671 sqft)
Owner	Individual Name on File
Last Sale	$400,000 (Jun 2014)
Tax Bill	$13,180 (2025)
Deeds & Mortgages	Sep 2018 Mortgage Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-00078-0000-00007`

Property Details

APN / Parcel Number

Primary APN	`07-00078-0000-00007`
Alternative APN	`070007800007`

Interior

Stories	2 Stories
Building Area	2,067 sqft Living Area

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Construction Type	Frame
Lot Area	7,671 sqft (0.176 acres)
Lot Dimensions	130 ft deep x 59 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	34 TERRACE PL
City	KEARNY
State	NJ
Zip	07032-1622
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	ARLINGTON
Legal Block	78
Legal Lot Number	7
Jurisdiction	HUDSON NJ
Township / Civil Division	KEARNY
Census Block Group	2
Census Block	2000
Census Tract	12500

Owner

34 Terrace Pl is owned and occupied by an individual who bought it in June 2014.

Source: Hudson County and Kearny Town records, as of July 6, 2026

Owner of Record	Individual Name on File
Mailing Address	34 TERRACE PL, KEARNY, NJ 07032-1622
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2018	Deed of Trust, Mortgage · FHA Mortgage MONEY SOURCE
Sep 11, 2017	Deed of Trust, Mortgage · FHA Mortgage PARAMOUNT EQUITY MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 2014 · Amount on File
Deed Sale	Jun 20, 2014 · Amount on File
Prior Sale	Feb 20, 2002 · Amount on File
Deed Document Number	201410049230
Deed Book / Page	8979 / 169
Record Updated	Oct 29, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUDSON NJ
Property Address	34 TERRACE PL, KEARNY, NJ 07032-1622
Document Number	0060116330
Instrument Date	Sep 10, 2018
Transaction Type	Mortgage
Record Updated	Oct 26, 2018
Title Company	WORLDWIDE RECORDING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 TERRACE PL KEARNY NJ 070321622, KEARNY, NJ 07032-1622

Mortgage

Document Number	0060116330
Date	Sep 17, 2018
Book Page	019247/000700
Instrument	60116330

Lender

Name	MONEY SOURCE
Type	Funding / Finance Company
Address	MELVILLE, NY 11747

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 16, 2048

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUDSON NJ
Property Address	34 TERRACE PL, KEARNY, NJ 07032-1622
Document Number	0060122560
Book / Page	019032 / 000771
Instrument Date	Sep 11, 2017
Transaction Type	Mortgage
Record Updated	Oct 11, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 TERRACE PL KEARNY NJ 070321622, KEARNY, NJ 07032-1622

Mortgage

Document Number	0060122560
Date	Sep 19, 2017
Book Page	019032/000771
Instrument	60122560

Lender

Name	PARAMOUNT EQUITY MTG
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 18, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 34 Terrace Pl was $13,180, up 1.3% from the year before.

Source: Hudson County and Kearny Town assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Hudson County
Municipality	Kearny Town
Unified School District	Kearny Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$121,500 (-) Land $59,500 Building $62,000	$121,500 (-) Land $59,500 Building $62,000
2025	$13,180.00 (+1.33%)	$121,500 Land $59,500 Building $62,000	$121,500 Land $59,500 Building $62,000
2024	$13,007.00
2023		$121,500 Land $59,500 Building $62,000	$121,500 Land $59,500 Building $62,000
2022	$12,808.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 34 Terrace Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 16, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 34 Terrace Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEARNY WATER DEPARTMENT serves 41,664 people · EPA ID NJ0907001
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2023
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Optimum.

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