15 Terrace Pl, Kearny, NJ 07032 Property Records

Hudson County and Kearny Town property record for 15 Terrace Pl, Kearny, NJ 07032

Property Summary

Property Type	Single Family Home
Details	1,380 sqft · built 1925
Lot Size	0.092 acres (3,999 sqft)
Owner	Individual Name on File
Last Sale	$335,000 (Dec 2023)
Tax Bill	$9,845 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Dec 2023 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`07-00077-0000-00021`

Property Details

APN / Parcel Number

Primary APN	`07-00077-0000-00021`
Alternative APN	`070007700021`

Interior

Stories	2 Stories
Building Area	1,380 sqft Living Area

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Ranch
Construction Type	Frame
Lot Area	3,999 sqft (0.092 acres)
Lot Dimensions	100 ft deep x 40 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	15 TERRACE PL
City	KEARNY
State	NJ
Zip	07032-1621
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	77
Legal Lot Number	21
Jurisdiction	HUDSON NJ
Township / Civil Division	KEARNY
Census Block Group	2
Census Block	2000
Census Tract	12500

Owner

15 Terrace Pl is owned by an individual who bought it in December 2023.

Source: Hudson County and Kearny Town records, as of July 6, 2026

Owner of Record	Individual Name on File
Mailing Address	60 PRINCETON PL, CLIFTON, NJ 07014-1817
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2024	Deed of Trust, Mortgage · Conventional Mortgage CARRINGTON MORTGAGE SERVICES LLC
Dec 15, 2023	Sheriff's Deed, Foreclosure VETS TITLE AGENCY LLC, ADVENT TITLE AGENCY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2023 · Amount on File
Deed Sale	Dec 15, 2023 · Amount on File
Deed Document Number	202310090290
Deed Book / Page	9791 / 511
Prior Transfer Date	Jun 3, 2005
Prior Transfer Doc	0000011733
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUDSON NJ
Property Address	15 TERRACE PL, KEARNY, NJ 07032-1621
Transaction Type	Mortgage
Record Updated	Apr 22, 2024
Title Company	VETS TITLE AGENCY LLC, ADVENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 TERRACE PL, KEARNY, NJ 07032-1621

Mortgage

Document Number	20240222060018290
Date	Feb 22, 2024
Book Page	20563/842
Instrument	20240222060018290

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

December 2023: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	HUDSON NJ
Recording Date	Dec 15, 2023
Property Address	15 TERRACE PL, KEARNY, NJ 07032-1621
Document Number	20231215010090290
Book / Page	9791 / 511
Instrument Date	Feb 18, 2022
Instrument	20231215010090290
Transaction Type	Foreclosure
Record Updated	Feb 7, 2024
Title Company	VETS TITLE AGENCY LLC, ADVENT TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Tax	$837.50
Amount Accuracy	Full Amount Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	60 PRINCETON PL, CLIFTON, NJ 07014-1817

Tax Assessment & Valuation

The 2025 property tax bill for 15 Terrace Pl was $9,845, up 1.3% from the year before.

Source: Hudson County and Kearny Town assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Hudson County
Municipality	Kearny Town
Unified School District	Kearny Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$90,750 (-) Land $36,000 Building $54,750	$90,750 (-) Land $36,000 Building $54,750
2025	$9,845.00 (+1.34%)	$90,750 Land $36,000 Building $54,750	$90,750 Land $36,000 Building $54,750
2024	$9,715.00
2023		$81,300 (-) Land $36,000 Building $45,300	$81,300 (-) Land $36,000 Building $45,300
2022	$8,570.00 (+0.55%)	$81,300 Land $36,000 Building $45,300	$81,300 Land $36,000 Building $45,300
2021	$8,523.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 15 Terrace Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 16, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Terrace Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEARNY WATER DEPARTMENT serves 41,664 people · EPA ID NJ0907001
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2023
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Optimum.

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