21 Terrace Pl, Kearny, NJ 07032 Property Records

Hudson County and Kearny Town property record for 21 Terrace Pl, Kearny, NJ 07032

Property Summary

Property Type	Single Family Home
Details	2,482 sqft · built 1929
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on File
Last Sale	$174,900 (May 1998)
Tax Bill	$10,870 (2025)
Deeds & Mortgages	Mar 2019 Mortgage Dec 2016 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`07-00077-0000-00019`

Property Details

APN / Parcel Number

Primary APN	`07-00077-0000-00019`
Alternative APN	`070007700019`

Interior

Stories	1 Story
Building Area	2,482 sqft Living Area

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Construction Type	Frame
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	21 TERRACE PL
City	KEARNY
State	NJ
Zip	07032-1621
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	77
Legal Lot Number	19
Jurisdiction	HUDSON NJ
Township / Civil Division	KEARNY
Census Block Group	2
Census Block	2000
Census Tract	12500

Owner

21 Terrace Pl is owned and occupied by an individual who acquired it in October 2005.

Source: Hudson County and Kearny Town records, as of July 6, 2026

Owner of Record	Individual Name on File
Mailing Address	21 TERRACE PL, KEARNY, NJ 07032-1621
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage DISCOVER BK
Dec 28, 2016	Loan Modification, Mortgage · Conventional with PMI NATIONSTAR MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 1998 · Amount on File
Deed Sale	May 11, 1998 · Amount on File
Deed Document Number	19984055
Deed Book / Page	5282 / 303
Last Transfer Date	Oct 27, 2005
Transfer Doc	0000000999
Record Updated	Sep 20, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUDSON NJ
Property Address	21 TERRACE PL, KEARNY, NJ 07032-1621
Document Number	0060048550
Instrument Date	Mar 20, 2019
Transaction Type	Mortgage
Record Updated	Apr 18, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 TERRACE PL KEARNY NJ 070321621, KEARNY, NJ 07032-1621

Mortgage

Document Number	0060048550
Date	Apr 4, 2019
Book Page	019359/000522
Instrument	60048550

Lender

Name	DISCOVER BK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 3, 2039

December 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HUDSON NJ
Property Address	21 TERRACE PL, KEARNY, NJ 07032-1621
Document Number	0080000320
Book / Page	000711 / 000101
Instrument Date	Dec 28, 2016
Transaction Type	Mortgage
Record Updated	Apr 3, 2017
Title Company	CORELOGIC-SOLUTIONS EXPRESS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 TERRACE PL KEARNY NJ 070321621, KEARNY, NJ 07032-1621

Mortgage

Document Number	0080000320
Date	Jan 17, 2017
Book Page	000711/000101
Instrument	80000320

Lender

Name	NATIONSTAR MTG
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	468 Months
Due	Jan 16, 2056

Interest

Rate Type	Fixed Rate
Rate	3.62%

Tax Assessment & Valuation

The 2025 property tax bill for 21 Terrace Pl was $10,870, up 1.3% from the year before.

Source: Hudson County and Kearny Town assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Hudson County
Municipality	Kearny Town
Unified School District	Kearny Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$100,200 (-) Land $45,000 Building $55,200	$100,200 (-) Land $45,000 Building $55,200
2025	$10,870.00 (+1.34%)	$100,200 Land $45,000 Building $55,200	$100,200 Land $45,000 Building $55,200
2024	$10,726.00
2023		$100,200 Land $45,000 Building $55,200	$100,200 Land $45,000 Building $55,200
2022	$10,563.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21 Terrace Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 16, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 Terrace Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEARNY WATER DEPARTMENT serves 41,664 people · EPA ID NJ0907001
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2023
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Optimum.

Nearby Properties on Terrace Pl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures