26 S Exuma Rd, Key Largo, FL 33037 Property Records

Monroe County property record for 26 S Exuma Rd, Key Largo, FL 33037

Property Summary

Property Type	Duplex
Details	4 bd · 4 ba · 4,184 sqft · built 1984
Lot Size	0.193 acres (8,400 sqft)
Owner	Individual Name on Record
Last Sale	$750,000 (Aug 2018)
Tax Bill	$9,246 (2024)
Deeds & Mortgages	Aug 2018 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`00539990-000000`

Property Details

APN / Parcel Number

Primary APN	`00539990-000000`
Alternative APNs	`06614000539990000000` `1663476`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Units	2 Units
Stories	3 Stories
Building Area	4,184 sqft Living Area
1st Floor Area	3,364 sqft
Flooring	Ceramic Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2005
Architectural Style	Duplex Single
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	8,400 sqft (0.193 acres)
Lot Dimensions	120 ft deep x 70 ft wide
Garage Type	Covered
Garage Area	1,756 sqft

Exterior Amenities

Porch	Florida Room
Porch Area	1,332 sqft
Deck Area	450 sqft
Patio Area	450 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1663476
Street Address	26 S EXUMA RD
City	KEY LARGO
State	FL
Zip	33037-5006
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	IS
Legal Description	BK 7 LT 33 OCEAN ISLE EST PB5-14 KEY LARGO OR505-123 OR751-16 OR767-309 OR790-1998 OR790-1999 OR1269-1018/19Q/C OR1269-1020/21/TR OR1269-1022/MEM/TR OR1580-642 OR1611-2020 OR1714-410/11CERT OR2924-1211
Legal Range	40E
Legal Township	61S
Legal Section	06
Legal Subdivision	OCEAN ISLE ESTATE
Legal Block	7
Legal Lot Number	33
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	1
Census Block	1011
Census Tract	972700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	8460 SW 2ND ST, MIAMI, FL 33144-2006
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2018 · Amount on Record
Deed Sale	Aug 29, 2018 · Amount on Record
Prior Sale	Jun 29, 2018 · Amount on Record
Deed Document Number	20184513
Deed Book / Page	2924 / 1211
Prior Transfer Date	Aug 10, 1993
Prior Transfer Doc	1269001018
Record Updated	Oct 29, 2026

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Aug 29, 2018
Property Address	26 S EXUMA RD, KEY LARGO, FL 33037-5006
Document Number	0029241211
Book / Page	2924 / 1211
Map Reference	MB5 PG14
Instrument Date	Aug 10, 2018
Instrument	2184513
Transaction Type	Transfer
Record Updated	Jul 29, 2022
Title Company	ASSURED TITLE & TRUST INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,250.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1200 S PINE ISLAND RD, 1200, PLANTATION, FL 33324-4413

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8460 SW 2ND ST, MIAMI, FL 33144-2006

Mortgage

Document Number	0002184514
Date	Aug 29, 2018
Instrument	2184514

Lender

Name	COMPASS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$946,334 (-5.82%) Land $620,172 Building $326,162	$946,334 (-5.82%) Land $620,172 Building $326,162
2024	$9,246.00 (+10.62%)
2023	$8,358.00 (+13.18%)	$1,004,862 (+15.37%) Land $473,340 Building $531,522	$1,004,862 (+15.37%) Land $473,340 Building $531,522
2022	$7,385.00	$871,016 Land $378,672 Building $492,344	$871,016 Land $378,672 Building $492,344

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 225 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	225 in force
Nearby Flood Claims	29 (2017–2023)
Most Recent Claim	Nov 2023 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 28 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 79% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20