22 S Exuma Rd, Key Largo, FL 33037 Property Records

Monroe County property record for 22 S Exuma Rd, Key Largo, FL 33037

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,961 sqft · built 1951
Lot Size0.192 acres (8,400 sqft)
OwnerIndividual Name on Record
Last Sale$3,500 (Feb 1969)
Tax Bill$2,078 (2024)
Flood ZoneZone AE (high risk)
APN00539970-000000

Property Details

APN / Parcel Number

Primary APN00539970-000000
Alternative APNs
  • 06614000539970000000
  • 1663450

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,961 sqft Living Area
1st Floor Area1,764 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 2005
Exterior MaterialOther
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area8,400 sqft (0.192 acres)
Lot Dimensions120 ft deep x 70 ft wide
Garage TypeMixed
Garage Area196 sqft
PorchOpen Porch
Porch Area216 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air

Location & Zoning

Account Number1663450
Old Parcel Number06614000539970000000
Street Address22 S EXUMA RD
CityKEY LARGO
StateFL
Zip33037-5006
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 7 LT 31 OCEAN ISLE EST PB5-14 KEY LARGO OR417-738 OR875-263D/C OR1308-2187D/C OR1308-2188R/S OR1308-2189D/C OR2930-1019D/C
Legal Range40E
Legal Township61S
Legal Section06
Legal SubdivisionOCEAN ISLE ESTATE
Legal Block7
Legal Lot Number31
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group1
Census Block1011
Census Tract972700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin John Pennekamp Coral Reef State Park and Reserve
listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address22 S EXUMA RD, KEY LARGO, FL 33037-5006
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 1, 1969 · Amount on Record
Deed SaleFeb 1, 1969 · Amount on Record
Deed Document Number0000417738
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$211,390 (+5.99%)$1,294,606 (+23.12%) Land $998,844 Building $295,762
2024$2,078.00 (+6.29%)
2023$1,955.00 (+2.84%) Senior Citizen's exemption$199,450 (+3%)$1,051,462 (+23.04%) Land $768,936 Building $282,526
2022$1,901.00 Senior Citizen's exemption$193,641$854,579 Land $579,600 Building $274,979

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 225 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies225 in force
Nearby Flood Claims29 (2017–2023)
Most Recent ClaimNov 2023 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 28 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 50% of the US · lower than 79% of Florida
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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