29 S Exuma Rd, Key Largo, FL 33037 Property Records

Monroe County property record for 29 S Exuma Rd, Key Largo, FL 33037

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,134 sqft · built 1997
Lot Size	0.192 acres (8,400 sqft)
Owner	Individual Name on File
Tax Bill	$2,156 (2024)
Deeds & Mortgages	Dec 2022 Transfer
Flood Zone	Zone AE (high risk)
APN	`00540070-000000`

Property Details

APN / Parcel Number

Primary APN	`00540070-000000`
Alternative APNs	`06614000540070000000` `1663565`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	1,134 sqft Living Area
1st Floor Area	1,134 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2005
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Pile
Roof Type	Flat
Roof Material	Other
Lot Area	8,400 sqft (0.192 acres)
Lot Dimensions	120 ft deep x 70 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	20 sqft
Fence	Fence
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1663565
Old Parcel Number	06614000540070000000
Street Address	29 S EXUMA RD
City	KEY LARGO
State	FL
Zip	33037-5006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 8 LT 3 OCEAN ISLE EST PB5-14 KEY LARGO OR464-147-148 OR1100-421 OR3204-1305
Legal Range	40E
Legal Township	61S
Legal Section	06
Legal Subdivision	OCEAN ISLE ESTATE
Legal Block	8
Legal Lot Number	3
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	1
Census Block	1011
Census Tract	972700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

29 S Exuma Rd is owned and occupied by an individual who acquired it in December 2022.

Source: Monroe County records, as of December 5, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	29 S EXUMA RD, KEY LARGO, FL 33037-5006
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 9, 2022
Transfer Doc	0032041305
Record Updated	Jun 8, 2026

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE FL
Recording Date	Dec 9, 2022
Property Address	29 S EXUMA RD, KEY LARGO, FL 33037-5006
Document Number	0032041305
Book / Page	3204 / 1305
Map Reference	MB 5 PG 14
Instrument Date	Dec 9, 2022
Instrument	2400183
Transaction Type	Transfer
Record Updated	Dec 30, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	29 S EXUMA RD, KEY LARGO, FL 33037-5006

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 LAGUNA FOREST TRL, PALM COAST, FL 32164-5807

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$216,401	$1,199,170 Land $998,844 Building $200,326
2024	$2,156.00 (+6.1%)
2023	$2,032.00 (+4.74%) Homeowner's exemption	$204,178 (+3%)	$955,745 (+22.31%) Land $768,936 Building $186,809
2022	$1,940.00 Homeowner's exemption	$198,232	$781,427 Land $579,600 Building $201,827

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 29 S Exuma Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 225 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	225 in force
Nearby Flood Claims	29 (2017–2023)
Most Recent Claim	Nov 2023 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 28 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 29 S Exuma Rd is moderate, ranking above 51% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 78% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20