24 S Exuma Rd, Key Largo, FL 33037 Property Records

Monroe County property record for 24 S Exuma Rd, Key Largo, FL 33037

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,338 sqft · built 1996
Lot Size	0.193 acres (8,400 sqft)
Owner	Individual Name on Record
Last Sale	$729,000 (Jun 2003)
Tax Bill	$5,178 (2024)
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone AE (high risk)
APN	`00539980-000000`

Property Details

APN / Parcel Number

Primary APN	`00539980-000000`
Alternative APNs	`06614000539980000000` `1663468`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	3 Stories
Building Area	3,338 sqft Living Area
1st Floor Area	2,278 sqft
Attic	Attic
Attic Area	578 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2018
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	8,400 sqft (0.193 acres)
Lot Dimensions	120 ft deep x 70 ft wide
View / Lot	Canal
Garage Type	Carport
Garage Area	578 sqft
Carport	Carport
Carport Area	578 sqft

Exterior Amenities

Porch	Florida Room
Porch Area	1,936 sqft
Deck Area	100 sqft
Patio Area	340 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1663468
Street Address	24 S EXUMA RD
City	KEY LARGO
State	FL
Zip	33037-5006
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IS
Legal Description	BK 7 LT 32 OCEAN ISLE EST PB5-14 KEY LARGO OR603-212 OR1113-2261 OR1901-1998 OR1929-281C OR2428-549/51 OR2429-2412/25F/J
Legal Range	40E
Legal Township	61S
Legal Section	06
Legal Subdivision	OCEAN ISLE ESTATE
Legal Block	7
Legal Lot Number	32
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	1
Census Block	1011
Census Tract	972700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	24 S EXUMA RD, KEY LARGO, FL 33037-5006
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2003 · Amount on Record
Deed Sale	Jun 24, 2003 · Amount on Record
Prior Sale	Nov 1, 1989 · Amount on Record
Deed Document Number	20031378728
Deed Book / Page	1901 / 1998
Last Transfer Date	Aug 19, 2009
Transfer Doc	0024280549
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	24 S EXUMA RD, KEY LARGO, FL 33037-5006
Document Number	0030270484
Instrument Date	Jun 11, 2020
Transaction Type	Mortgage
Record Updated	Jul 30, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 S EXUMA RD KEY LARGO FL 330375006, KEY LARGO, FL 33037-5006

Mortgage

Document Number	0030270484
Date	Jun 17, 2020
Book Page	003027/000484
Instrument	2269672

Lender

Name	PARKSIDE LNDG
Address	SAN FRANCISCO, CA 94102

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 16, 2035

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$610,761 (+5.99%)	$1,620,872 (+20.38%) Land $998,844 Building $622,028
2024	$5,178.00 (+3.85%)
2023	$4,986.00 (+5.97%) Homeowner's exemption	$576,262 (+3%)	$1,346,429 (+15.7%) Land $768,936 Building $577,493
2022	$4,705.00 Homeowner's exemption	$559,478	$1,163,753 Land $579,600 Building $584,153

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 225 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	225 in force
Nearby Flood Claims	29 (2017–2023)
Most Recent Claim	Nov 2023 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 28 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 79% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20