26 Frank St, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 26 Frank St, Schenectady, NY 12304

Property Summary

Property TypeDuplex
Details5 bd · 2 ba · 1,764 sqft · built 1900
Lot Size0.132 acres (5,760 sqft)
Owner2 Individual Names on File
Last Sale$125,000 (Sep 2021)
Tax Bill$5,566 (2026)
Deeds & MortgagesSep 2021 Sale
Flood ZoneZone X (minimal risk)
APN421500 49.84-2-2.1

Property Details

APN / Parcel Number

Primary APN421500 49.84-2-2.1
Alternative APN
  • 150004908400020020010000

Interior

Bedrooms5 Beds
Full Baths2 Baths
Total Rooms11 Rooms
Stories2 Stories
Building Area1,764 sqft Total Area
1st Floor Area882 sqft
2nd Floor Area882 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area5,760 sqft (0.132 acres)
Lot Dimensions120 ft deep x 48 ft wide
Garage TypeDetached
Garage Area220 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area304 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address26 FRANK ST
CitySCHENECTADY
StateNY
Zip12304-3107
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning Code03 - MULTI
Legal Description107, 108 P/O 117 2 WOOD & GARAGE
Legal Block2
Legal Lot Number2.001
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group2
Census Block2003
Census Tract21700

Owner

26 Frank St, a duplex, is owned by two individuals who bought it in September 2021.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address1212 OLMSTEAD AVE, BRONX, NY 10462-4604
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 20, 2021 · Amount on File
Deed SaleSep 20, 2021 · Amount on File
Deed Document Number202146254
Deed Book / Page2067 / 493
Prior Transfer DateMar 13, 2015
Prior Transfer Doc0000010529
Record UpdatedOct 29, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateSep 20, 2021
Property Address26 FRANK ST, SCHENECTADY, NY 12304-3107
Document Number0000046254
Book / Page2067 / 493
Instrument DateAug 24, 2021
Instrument202146254
Transaction TypeTransfer
Record UpdatedMay 10, 2022

Transaction

AmountAmount on Record
Tax$500.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4 HIDDEN VALLEY LN, 4, BALLSTON LAKE, NY 12019-9344

Transferred To (Grantee/Buyer)

NameVerified Name
Address1212 OLMSTEAD AVE, BRONX, NY 10462-4604

Tax Assessment & Valuation

The 2026 property tax bill for 26 Frank St was $5,566, up 3.6% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,566.00 (+3.57%)
2025$5,374.00$87,000 Land $13,100 Building $73,900$144,064 Land $21,692 Building $122,372
2023$87,000 Land $13,100 Building $73,900$110,127 Land $16,582 Building $93,545

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 26 Frank St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 26 Frank St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 639 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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