100 Frank St, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 100 Frank St, Schenectady, NY 12304

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 1,920 sqft · built 1993
Lot Size0.149 acres (6,500 sqft)
OwnerIndividual Name on Record
Last Sale$180,500 (Oct 2022)
Tax Bill$6,384 (2026)
Deeds & MortgagesOct 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN421500 49.84-1-11.1

Property Details

APN / Parcel Number

Primary APN421500 49.84-1-11.1
Alternative APN
  • 150004908400010110010000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area1,920 sqft Total Area
1st Floor Area960 sqft
2nd Floor Area960 sqft

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area6,500 sqft (0.149 acres)
Lot Dimensions100 ft deep x 65 ft wide
PorchSlab
Porch Area15 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address100 FRANK ST
CitySCHENECTADY
StateNY
Zip12304-3002
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning Code03 - MULTI
Legal DescriptionLOT 1 DUPLEX 101-102
Legal Block1
Legal Lot Number11.001
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group3
Census Block3004
Census Tract21700

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address100 FRANK ST, SCHENECTADY, NY 12304-3002
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 13, 2022 · Amount on Record
Deed SaleOct 13, 2022 · Amount on Record
Deed Document Number202254487
Deed Book / Page2094 / 676
Record UpdatedOct 29, 2026

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateOct 13, 2022
Property Address100 FRANK ST, SCHENECTADY, NY 12304-3002
Document Number0000054487
Book / Page2094 / 676
Instrument DateSep 23, 2022
Instrument202254487
Transaction TypeTransfer
Record UpdatedApr 14, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$722.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address39 MUGFORD ROAD, DELANSON XX

Transferred To (Grantee/Buyer)

NameVerified Name
Address133 SARATOGA RD # 1354, 135-4, SCHENECTADY, NY 12302-7111
InvestorPossibly a Property Investor

Mortgage

Document Number0000054490
DateOct 13, 2022
Instrument202254490
Lender
NameSUNMARK FCU
TypeCredit Union
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2052

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,384.00 (+3.2%)
2025$6,186.00 (+8%)$105,700 (-) Land $15,900 Building $89,800$175,029 (+30.82%) Land $26,329 Building $148,700
2023$105,700 (-) Land $15,900 Building $89,800$133,797 (+3.8%) Land $20,127 Building $113,670
2022$105,700 Land $15,900 Building $89,800$128,902 Land $19,390 Building $109,512
2021$5,728.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.9% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 639 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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