Schenectady County and Schenectady City property record for 103 Frank St, Schenectady, NY 12304
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 2 ba · 1,396 sqft · built 1900 |
| Lot Size | 0.275 acres (12,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $96,001 (Dec 2023) |
| Tax Bill | $4,909 (2026) |
| Deeds & Mortgages | Jul 2026 Sale Sep 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 49.84-1-10 |
| Primary APN | 421500 49.84-1-10 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,396 sqft Total Area |
| 1st Floor Area | 918 sqft |
| 2nd Floor Area | 478 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 12,000 sqft (0.275 acres) |
| Lot Dimensions | 100 ft deep x 120 ft wide |
| Garage Type | Detached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 225 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 103 FRANK ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-3001 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 5 6 2 WOOD & GAR |
| Legal Block | 1 |
| Legal Lot Number | 10.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 21700 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1 RALPH ST, SCHENECTADY, NY 12304-4127 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 10, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Sep 19, 2024 | Deed, Transfer · Stand-Alone First Mortgage SAMUEL BURRUANO LLC |
| Dec 1, 2023 | Referee's Deed, Foreclosure NOT AVAILABLE, BURNETT TITLE & ABSTRACT LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 1, 2023 · Amount on Record |
| Deed Sale | Dec 1, 2023 · Amount on Record |
| Prior Sale | Jun 20, 2005 · Amount on Record |
| Deed Document Number | 202367935 |
| Deed Book / Page | 2120 / 538 |
| Prior Transfer Date | Oct 30, 2023 |
| Prior Transfer Doc | 0000067935 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jul 10, 2026 |
| Property Address | 103 FRANK ST, SCHENECTADY, NY 12304-3001 |
| Document Number | 0000015651 |
| Book / Page | 2175 / 473 |
| Instrument Date | Jun 24, 2026 |
| Instrument | 202615651 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1 RALPH ST, SCHENECTADY, NY 12304-4127 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Sep 19, 2024 |
| Property Address | 103 FRANK ST, SCHENECTADY, NY 12304-3001 |
| Document Number | 0000055505 |
| Book / Page | 2138 / 42 |
| Instrument Date | Aug 1, 2024 |
| Instrument | 202455505 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Title Company | LEGACY TITLE SERVICES, LEGACY TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $620.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 17 SHADOWBROOK DR, CLIFTON PARK, NY 12065-2916 |
| Name | Verified Name |
|---|---|
| Address | 1 RALPH ST, SCHENECTADY, NY 12304-4127 |
| Document Number | 0000055506 |
|---|---|
| Date | Sep 19, 2024 |
| Instrument | 202455506 |
| Name | SAMUEL BURRUANO LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 59 Months |
| Due | Aug 1, 2029 |
| Document Type | Referee's Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Dec 1, 2023 |
| Property Address | 103 FRANK ST, SCHENECTADY, NY 12304-3001 |
| Document Number | 0000067935 |
| Book / Page | 2120 / 538 |
| Instrument Date | Oct 30, 2023 |
| Instrument | 202367935 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 20, 2024 |
| Title Company | NOT AVAILABLE, BURNETT TITLE & ABSTRACT LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $384.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 17 SHADOWBROOK DR, CLIFTON PARK, NY 12065-2916 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,909.00 (+3.94%) | ||
| 2025 | $4,723.00 (+27.65%) | $68,800 (-) Land $10,300 Building $58,500 | $113,926 (+30.82%) Land $17,056 Building $96,870 |
| 2023 | $68,800 (-) Land $10,300 Building $58,500 | $87,089 (+3.8%) Land $13,038 Building $74,051 | |
| 2022 | $68,800 Land $10,300 Building $58,500 | $83,902 Land $12,561 Building $71,341 | |
| 2021 | $3,700.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 639 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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