Schenectady County and Schenectady City property record for 19 Frank St, Schenectady, NY 12304
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 3 ba · 1,522 sqft · built 1910 |
| Lot Size | 0.088 acres (3,840 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $15,000 (Jan 1999) |
| Tax Bill | $5,373 (2026) |
| Deeds & Mortgages | May 2019 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 49.76-4-26 |
| Primary APN | 421500 49.76-4-26 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,522 sqft Total Area |
| 1st Floor Area | 1,066 sqft |
| Upper Floors Area | 456 sqft |
| Attic | Attic |
| Attic Area | 456 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 3,840 sqft (0.088 acres) |
| Lot Dimensions | 120 ft deep x 32 ft wide |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 220 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 19 FRANK ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-3106 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 1 WOOD AND GARAGE |
| Legal Block | 4 |
| Legal Lot Number | 26.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 21700 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7387 HARBOR COVE LN, STONE MOUNTAIN, GA 30087-6189 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 14, 1999 · Amount on Record |
| Deed Sale | Jan 14, 1999 · Amount on Record |
| Prior Sale | Aug 17, 1998 · Amount on Record |
| Deed Book / Page | 1549 / 446 |
| Last Transfer Date | May 20, 2019 |
| Transfer Doc | 0000024319 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | May 31, 2019 |
| Property Address | 19 FRANK ST, SCHENECTADY, NY 12304-3106 |
| Document Number | 0000024319 |
| Book / Page | 2012 / 138 |
| Instrument Date | May 20, 2019 |
| Instrument | 201924319 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Title Company | DATA SEARCH INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 7387 HARBOR COVE LN, STONE MOUNTAIN, GA 30087-6189 |
| Document Number | 0000024320 |
|---|---|
| Date | May 31, 2019 |
| Book Page | 4914/608 |
| Instrument | 201924320 |
| Name | STATE DEPARTMENT FCU |
|---|---|
| Type | Credit Union |
| Address | ALEXANDRIA, VA 22314 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 9, 2039 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,373.00 (+3.65%) | ||
| 2025 | $5,184.00 (+9.25%) | $76,600 (-) Land $11,500 Building $65,100 | $126,842 (+30.82%) Land $19,043 Building $107,799 |
| 2023 | $76,600 (-) Land $11,500 Building $65,100 | $96,962 (+3.8%) Land $14,557 Building $82,405 | |
| 2022 | $76,600 Land $11,500 Building $65,100 | $93,415 Land $14,024 Building $79,391 | |
| 2021 | $4,745.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 639 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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