26 E Orchard St, Somerville, NJ 08876 Property Records

Somerset County and Somerville Borough property record for 26 E Orchard St, Somerville, NJ 08876

Property Summary

Property TypeSingle Family Home
Details1,440 sqft · built 1949
Lot Size0.184 acres (8,002 sqft)
OwnerIndividual Name on Record
Last Sale$335,000 (Aug 2018)
Tax Bill$11,466 (2025)
Deeds & MortgagesJun 2022 Line of Credit
Aug 2018 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN18-00094-0000-00020

Property Details

APN / Parcel Number

Primary APN18-00094-0000-00020
Alternative APN
  • 180009400020

Interior

Stories2 Stories
Building Area1,440 sqft Living Area

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1949
Construction TypeFrame
Lot Area8,002 sqft (0.184 acres)
Lot Dimensions160 ft deep x 50 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Street Address26 E ORCHARD ST
CitySOMERVILLE
StateNJ
Zip08876-1608
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionROSS BLDGS LTS
Legal Block94
Legal Lot Number20
JurisdictionSOMERSET NJ
Township / Civil DivisionSOMERVILLE
Census Block Group1
Census Block1002
Census Tract50200

Owner

Source: Somerset County and Somerville Borough records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address26 E ORCHARD ST, SOMERVILLE, NJ 08876-1608
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2022Deed of Trust, Mortgage · Line of Credit
AFFINITY FCU
Aug 7, 2018Deed, Transfer · Conventional Mortgage
AFFINITY FCU
Apr 13, 2018Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 7, 2018 · Amount on Record
Deed SaleAug 7, 2018 · Amount on Record
Prior SaleApr 13, 2018 · Amount on Record
Deed Document Number201829597
Deed Book / Page7062 / 415
Record UpdatedOct 29, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOMERSET NJ
Property Address26 E ORCHARD ST, SOMERVILLE, NJ 08876-1608
Transaction TypeMortgage
Record UpdatedJun 24, 2022
Title CompanyWESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000026938
DateJun 15, 2022
Book Page7450/3810
Instrument2022026938
Lender
NameAFFINITY FCU
TypeCredit Union
AddressBASKING RIDGE, NJ 07920
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 14, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2018: Deed, Transfer

Document TypeDeed
JurisdictionSOMERSET NJ
Recording DateAug 7, 2018
Property Address26 E ORCHARD ST, SOMERVILLE, NJ 08876-1608
Document Number0000029597
Book / Page7062 / 0415
Map ReferenceMAP21E
Instrument DateAug 7, 2018
Instrument2018029597
Transaction TypeTransfer
Record UpdatedNov 5, 2021
Title CompanyWESTCOR LAND TITLE INS CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,988.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address137 ELMER ST, 137, WESTFIELD, NJ 07090-2125

Transferred To (Grantee/Buyer)

NameVerified Name
Address33 BENNETT CT, EAST BRUNSWICK, NJ 08816-3683

Mortgage

Document Number0000029598
DateAug 7, 2018
Instrument2018029598
Lender
NameAFFINITY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2048

April 2018: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionSOMERSET NJ
Recording DateApr 13, 2018
Property Address26 E ORCHARD ST, SOMERVILLE, NJ 08876-1608
Document Number0000013346
Book / Page007036 / 000849
Instrument DateFeb 8, 2018
Instrument13346
Transaction TypeForeclosure
Record UpdatedMay 8, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$228.00
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address137 ELMER ST WESTFIELD NJ 070902125, WESTFIELD, NJ 07090-2125

Tax Assessment & Valuation

Source: Somerset County and Somerville Borough assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountySomerset County
MunicipalitySomerville Borough
Unified School DistrictSomerville Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$281,100 (-) Land $133,400 Building $147,700$281,100 (-) Land $133,400 Building $147,700
2025$11,466.00 (+3.2%)$281,100 (+4.46%) Land $133,400 Building $147,700$281,100 (+4.46%) Land $133,400 Building $147,700
2024$11,111.00 (+9.79%)
2023$269,100 Land $133,400 Building $135,700$269,100 Land $133,400 Building $135,700
2022$10,120.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies28 units insured
incl. 22 condo units
Nearby Flood Claims11 (1999–2021)
Claims Outside the SFHA6 of 11
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 2 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - RARITAN
private · serves 615,430 people · EPA ID NJ2004002
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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