Somerset County and Somerville Borough property record for 30 E Orchard St, Somerville, NJ 08876
| Property Type | Single Family Home |
|---|---|
| Details | 1,336 sqft · built 1920 |
| Lot Size | 0.184 acres (8,002 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $725,000 (Aug 2026) |
| Tax Bill | $11,539 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Jul 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-00094-0000-00021 |
| Primary APN | 18-00094-0000-00021 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,336 sqft Living Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Construction Type | Frame |
| Lot Area | 8,002 sqft (0.184 acres) |
| Lot Dimensions | 160 ft deep x 50 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 30 E ORCHARD ST |
|---|---|
| City | SOMERVILLE |
| State | NJ |
| Zip | 08876-1608 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | FOSS BLDG LTS SOMERVILLE |
| Legal Block | 94 |
| Legal Lot Number | 21 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | SOMERVILLE |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 50200 |
Source: Somerset County and Somerville Borough records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 30 E ORCHARD ST, SOMERVILLE, NJ 08876-1608 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 21, 2026 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE |
| Jul 11, 2023 | Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Jul 17, 2020 | Grant Deed, Transfer · Conventional with PMI CALIBER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 21, 2026 · Amount on Record |
| Deed Sale | Aug 21, 2026 · Amount on Record |
| Prior Sale | Jul 11, 2023 · Amount on Record |
| Deed Document Number | 202623903 |
| Deed Book / Page | 7699 / 1 |
| Prior Transfer Date | Apr 30, 2002 |
| Prior Transfer Doc | 5148002149 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | Aug 21, 2026 |
| Property Address | 30 E ORCHARD ST, SOMERVILLE, NJ 08876-1608 |
| Document Number | 0000023903 |
| Book / Page | 7699 / 1 |
| Instrument Date | Aug 18, 2026 |
| Instrument | 202623903 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2026 |
| Title Company | REALSAFE TITLE LLC, REALSAFE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $73,225.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 30 E ORCHARD ST, SOMERVILLE, NJ 08876-1608 |
| Document Number | 0000023904, |
|---|---|
| Date | Aug 21, 2026 |
| Instrument | 202623904 |
| Name | GUARANTEED RATE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | Jul 11, 2023 |
| Property Address | 30 E ORCHARD ST, SOMERVILLE, NJ 08876-1608 |
| Document Number | 0000017336 |
| Book / Page | 7513 / 2976 |
| Instrument Date | Jul 6, 2023 |
| Instrument | 2023017336 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,761.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 30 E ORCHARD ST, SOMERVILLE, NJ 08876-1608 |
| Name | Verified Name |
|---|---|
| Address | 30 E ORCHARD ST, SOMERVILLE, NJ 08876-1608 |
| Document Number | 0000017337 |
|---|---|
| Date | Jul 11, 2023 |
| Instrument | 2023017337 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | Jul 17, 2020 |
| Property Address | 30 E ORCHARD ST, SOMERVILLE, NJ 08876-1608 |
| Document Number | 0000030839 |
| Book / Page | 007228 / 003685 |
| Instrument Date | Jul 9, 2020 |
| Instrument | 30839 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2020 |
| Title Company | LIBERTY ABSTRACT COMPANY, LIBERTY ABSTRACT CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $345.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 30 E ORCHARD ST SOMERVILLE NJ 088761608, SOMERVILLE, NJ 08876-1608 |
| Document Number | 30840 |
|---|---|
| Date | Jul 17, 2020 |
| Book Page | 007228/003691 |
| Instrument | 30840 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 16, 2050 |
Source: Somerset County and Somerville Borough assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| Municipality | Somerville Borough |
| Unified School District | Somerville Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $282,900 (-) Land $133,400 Building $149,500 | $282,900 (-) Land $133,400 Building $149,500 | |
| 2025 | $11,539.00 (+3.18%) | $282,900 (-) Land $133,400 Building $149,500 | $282,900 (-) Land $133,400 Building $149,500 |
| 2024 | $11,183.00 (+5.11%) | ||
| 2023 | $282,900 (-) Land $133,400 Building $149,500 | $282,900 (-) Land $133,400 Building $149,500 | |
| 2022 | $10,639.00 (+0.64%) | $282,900 Land $133,400 Building $149,500 | $282,900 Land $133,400 Building $149,500 |
| 2021 | $10,571.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 28 units insured incl. 22 condo units |
| Nearby Flood Claims | 11 (1999–2021) |
| Claims Outside the SFHA | 6 of 11 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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