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23 E Orchard St, Somerville, NJ 08876 Property Records

Somerset County and Somerville Borough property record for 23 E Orchard St, Somerville, NJ 08876

Property Summary

Property TypeSingle Family Home
Details1,448 sqft · built 1930
Lot Size0.206 acres (8,960 sqft)
OwnerIndividual Name on Record
Last Sale$286,500 (Jul 2014)
Tax Bill$11,927 (2025)
Deeds & MortgagesOct 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN18-00103-0000-00011

Property Details

APN / Parcel Number

Primary APN18-00103-0000-00011
Alternative APN
  • 180010300011

Interior

Stories2 Stories
Building Area1,448 sqft Living Area

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Construction TypeFrame
Lot Area8,960 sqft (0.206 acres)
Lot Dimensions160 ft deep x 56 ft wide
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address23 E ORCHARD ST
CitySOMERVILLE
StateNJ
Zip08876-1607
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionROSS BLDG LTS
Legal Block103
Legal Lot Number11
JurisdictionSOMERSET NJ
Township / Civil DivisionSOMERVILLE
Census Block Group1
Census Block1004
Census Tract50200

Owner

Source: Somerset County and Somerville Borough records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address23 E ORCHARD ST, SOMERVILLE, NJ 08876-1607
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 10, 2014 · Amount on Record
Deed SaleJul 10, 2014 · Amount on Record
Prior SaleFeb 22, 2002 · Amount on Record
Deed Document Number201424689
Deed Book / Page6727 / 2976
Prior Transfer DateMar 14, 2012
Prior Transfer Doc0000059741
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOMERSET NJ
Property Address23 E ORCHARD ST, SOMERVILLE, NJ 08876-1607
Transaction TypeMortgage
Record UpdatedNov 9, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000064244
DateOct 29, 2021
Book Page7396/3658
Instrument2021064244
Lender
NameACRE MORTGAGE & FINANCIAL INC
TypeMortgage Company
AddressMARLTON, NJ 08053
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueNov 1, 2041

Tax Assessment & Valuation

Source: Somerset County and Somerville Borough assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountySomerset County
MunicipalitySomerville Borough
Unified School DistrictSomerville Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$292,400 (-) Land $135,200 Building $157,200$292,400 (-) Land $135,200 Building $157,200
2025$11,927.00 (+3.19%)$292,400 (-) Land $135,200 Building $157,200$292,400 (-) Land $135,200 Building $157,200
2024$11,558.00 (+5.1%)
2023$292,400 Land $135,200 Building $157,200$292,400 Land $135,200 Building $157,200
2022$10,997.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies28 units insured
incl. 22 condo units
Nearby Flood Claims11 (1999–2021)
Claims Outside the SFHA6 of 11
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 2 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - RARITAN
private · serves 615,430 people · EPA ID NJ2004002
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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