18 E Orchard St, Somerville, NJ 08876 Property Records

Somerset County and Somerville Borough property record for 18 E Orchard St, Somerville, NJ 08876

Property Summary

Property Type	Single Family Home
Details	1,980 sqft · built 1920
Lot Size	0.268 acres (11,678 sqft)
Owner	2 Individual Names on Record
Last Sale	$385,000 (Oct 2017)
Tax Bill	$12,873 (2025)
Deeds & Mortgages	Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-00094-0000-00018`

Property Details

APN / Parcel Number

Primary APN	`18-00094-0000-00018`
Alternative APN	`180009400018`

Interior

Stories	2 Stories
Building Area	1,980 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Construction Type	Frame
Lot Area	11,678 sqft (0.268 acres)
Lot Dimensions	160 ft deep x 73 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	18 E ORCHARD ST
City	SOMERVILLE
State	NJ
Zip	08876-1608
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	BOROUGH/SOMERVILLE
Legal Block	94
Legal Lot Number	18
Jurisdiction	SOMERSET NJ
Township / Civil Division	SOMERVILLE
Census Block Group	1
Census Block	1002
Census Tract	50200

Owner

Source: Somerset County and Somerville Borough records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18 E ORCHARD ST, SOMERVILLE, NJ 08876-1608
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2017 · Amount on Record
Deed Sale	Oct 19, 2017 · Amount on Record
Deed Document Number	201742415
Deed Book / Page	6998 / 2329
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	18 E ORCHARD ST, SOMERVILLE, NJ 08876-1608
Document Number	0000011693
Instrument Date	Mar 17, 2020
Transaction Type	Mortgage
Record Updated	Jun 8, 2020
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 E ORCHARD ST SOMERVILLE NJ 088761608, SOMERVILLE, NJ 08876-1608

Mortgage

Document Number	0000011693
Date	Mar 17, 2020
Book Page	007197/002441
Instrument	11693

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Mar 16, 2047

Tax Assessment & Valuation

Source: Somerset County and Somerville Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
Municipality	Somerville Borough
Unified School District	Somerville Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$318,400 (+0.89%) Land $141,900 Building $176,500	$318,400 (+0.89%) Land $141,900 Building $176,500
2025	$12,873.00 (+3.19%)	$315,600 (-) Land $141,900 Building $173,700	$315,600 (-) Land $141,900 Building $173,700
2024	$12,475.00 (+5.11%)
2023		$315,600 (-) Land $141,900 Building $173,700	$315,600 (-) Land $141,900 Building $173,700
2022	$11,869.00 (+0.64%)	$315,600 Land $141,900 Building $173,700	$315,600 Land $141,900 Building $173,700
2021	$11,793.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	28 units insured incl. 22 condo units
Nearby Flood Claims	11 (1999–2021)
Claims Outside the SFHA	6 of 11
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20