26 Cloverbrook Rd, Saint Johns, FL 32259 Property Records

St. Johns County property record for 26 Cloverbrook Rd, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,800 sqft · built 2020
Lot Size	0.16 acres (6,969 sqft)
Owner	2 Individual Names on Record
Last Sale	$702,000 (Apr 2022)
Tax Bill	$10,653 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Apr 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`000714-0480`

Property Details

APN / Parcel Number

Primary APN	`000714-0480`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Stories	2 Stories
Building Area	2,800 sqft Living Area
Gross Area	3,453 sqft
1st Floor Area	1,167 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,969 sqft (0.16 acres)
Garage Type	Attached
Garage Area	549 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	104 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	26 CLOVERBROOK RD
City	SAINT JOHNS
State	FL
Zip	32259-2364
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	92/11-23 RIVERTOWN PARCEL 13 LOT 48 OR5530/1808
Legal Range	27E
Legal Township	05S
Legal Section	39
Legal Subdivision	RIVERTOWN PARCEL 13
Legal Block	1
Legal Lot Number	48
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	1
Census Block	1048
Census Tract	20807

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	26 CLOVERBROOK RD, SAINT JOHNS, FL 32259-2364
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Apr 5, 2022	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Jan 22, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Mar 31, 2020	Special Warranty Deed, Transfer · VA Mortgage MATTAMY HOME FUNDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2022 · Amount on Record
Deed Sale	Apr 5, 2022 · Amount on Record
Prior Sale	Mar 31, 2020 · Amount on Record
Deed Document Number	202235269
Deed Book / Page	5530 / 1808
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	26 CLOVERBROOK RD, SAINT JOHNS, FL 32259-2364
Transaction Type	Mortgage
Record Updated	Oct 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 CLOVERBROOK RD, SAINT JOHNS, FL 32259-2364

Mortgage

Document Number	0058381982
Date	Oct 10, 2023
Book Page	5838/1982
Instrument	2023079902

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 3, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Apr 5, 2022
Property Address	26 CLOVERBROOK RD, SAINT JOHNS, FL 32259-2364
Document Number	0055301808
Book / Page	5530 / 1808
Map Reference	MB 92 PG 11-23
Instrument Date	Mar 25, 2022
Instrument	2022035269
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	US PATRIOT TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,914.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	812 RIVERS CT, ORLANDO, FL 32828-8328

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	26 CLOVERBROOK RD, SAINT JOHNS, FL 32259-2364

Mortgage

Document Number	0055301810
Date	Apr 5, 2022
Instrument	5530/1810

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	26 CLOVERBROOK RD, SAINT JOHNS, FL 32259-2364
Transaction Type	Mortgage
Record Updated	Aug 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0051580874
Date	Jan 22, 2021
Book Page	5158/874
Instrument	2021007623

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

March 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Mar 31, 2020
Property Address	26 CLOVERBROOK RD, SAINT JOHNS, FL 32259-2364
Document Number	0049130019
Book / Page	4913 / 19
Map Reference	MB 92 PG 11-23
Instrument Date	Mar 26, 2020
Instrument	2020025349
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	SHEFFIELD & BOATRIGHT TTL SV

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,751.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7800 BELFORT PKWY, 7800, JACKSONVILLE, FL 32256-6941

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 CLOVERBROOK RD, SAINT JOHNS, FL 32259-2364

Mortgage

Document Number	49130020
Date	Mar 31, 2020
Instrument	4913/0020

Lender

Name	MATTAMY HOME FUNDING LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$602,596 (-2.22%) Land $125,000 Building $477,596	$602,596 (-2.59%) Land $125,000 Building $477,596
2025	$10,653.00 (+21.69%) Homeowner's exemption	$616,281 (+17.16%)	$618,630 (+17.61%) Land $115,000 Building $503,630
2024	$8,754.00 (-1.95%) Homeowner's exemption	$526,009 (-2.25%)	$526,009 (-2.25%) Land $115,000 Building $411,009
2023	$8,928.00 (+247.93%) Homeowner's exemption	$538,114 (+58.61%)	$538,114 (+7.57%) Land $115,000 Building $423,114
2022	$2,566.00 Disabled Person's exemption Veteran's exemption	$339,262	$500,252 Land $112,000 Building $388,252

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 189 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	189 in force
Nearby Flood Claims	4 (1997–2017)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000

May also be available: Verizon.

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