31 Cloverbrook Rd, Saint Johns, FL 32259 Property Records

St. Johns County property record for 31 Cloverbrook Rd, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,179 sqft · built 2019
Lot Size	0.21 acres (9,147 sqft)
Owner	2 Individual Names on Record
Last Sale	$360,000 (Nov 2020)
Tax Bill	$6,680 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000714-0560`

Property Details

APN / Parcel Number

Primary APN	`000714-0560`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	2,179 sqft Living Area
Gross Area	2,578 sqft
1st Floor Area	1,020 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,147 sqft (0.21 acres)
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	31 CLOVERBROOK RD
City	SAINT JOHNS
State	FL
Zip	32259-2364
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	92/11-23 RIVERTOWN PARCEL 13 LOT 56 OR5098/328
Legal Range	27E
Legal Township	05S
Legal Section	39
Legal Subdivision	RIVERTOWN PARCEL 13
Legal Block	1
Legal Lot Number	56
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	1
Census Block	1048
Census Tract	20807

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1220 LEYTE RD, CORONADO, CA 92118-3107
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2020	Warranty Deed, Transfer · VA Mortgage BNC NATIONAL BANK
Apr 30, 2019	Special Warranty Deed, Transfer · Conventional Mortgage MATTAMY HOME FUNDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2020 · Amount on Record
Deed Sale	Nov 13, 2020 · Amount on Record
Prior Sale	Apr 30, 2019 · Amount on Record
Deed Document Number	2020102685
Deed Book / Page	5098 / 328
Record Updated	Jun 8, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Nov 13, 2020
Property Address	31 CLOVERBROOK RD, SAINT JOHNS, FL 32259-2364
Document Number	0050980328
Book / Page	5098 / 328
Map Reference	MB 92 PG 11-23
Instrument Date	Nov 6, 2020
Instrument	2020102685
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	LANDMARK TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,520.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	605 GARDEN ROSE CT, 605, GREER, SC 29651-6911

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 CLOVERBROOK RD, SAINT JOHNS, FL 32259-2364

Mortgage

Document Number	5098330
Date	Nov 13, 2020
Instrument	5098/330

Lender

Name	BNC NATIONAL BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

April 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Apr 30, 2019
Property Address	31 CLOVERBROOK RD, SAINT JOHNS, FL 32259-2364
Document Number	0047161008
Book / Page	4716 / 1008
Map Reference	MB 92 PG 11-23
Instrument Date	Apr 24, 2019
Instrument	2019029468
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	SHEFFIELD & BOATRIGHT TTL SV

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,185.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7800 BELFORT PKWY, 7800, JACKSONVILLE, FL 32256-6941

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 CLOVERBROOK RD, SAINT JOHNS, FL 32259-2364

Mortgage

Document Number	2019029469
Date	Apr 30, 2019
Instrument	2019029469

Lender

Name	MATTAMY HOME FUNDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$329,966 (+2.7%)	$440,237 (-0.24%) Land $125,000 Building $315,237
2025	$6,680.00 (+1%) Homeowner's exemption	$321,291 (+2.9%)	$441,298 (+2.53%) Land $115,000 Building $326,298
2024	$6,073.00 (+2.14%) Homeowner's exemption	$312,236 (+3%)	$430,424 (-2.11%) Land $115,000 Building $315,424
2023	$5,946.00 (+1.99%) Homeowner's exemption	$303,142 (+3%)	$439,709 (+5.3%) Land $115,000 Building $324,709
2022	$5,830.00 Homeowner's exemption	$294,313	$417,577 Land $112,000 Building $305,577

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 189 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	189 in force
Nearby Flood Claims	4 (1997–2017)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000

May also be available: Verizon.

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