15 Cloverbrook Rd, Saint Johns, FL 32259 Property Records

St. Johns County property record for 15 Cloverbrook Rd, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,179 sqft · built 2019
Lot Size	0.21 acres (9,147 sqft)
Owner	2 Company Names on Record
Last Sale	$545,000 (Jan 2024)
Tax Bill	$7,186 (2025)
Deeds & Mortgages	Apr 2024 Transfer Jan 2024 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`000714-0520`

Property Details

APN / Parcel Number

Primary APN	`000714-0520`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	2,179 sqft Living Area
Gross Area	2,738 sqft
1st Floor Area	1,020 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,147 sqft (0.21 acres)
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Finished Screened Porch
Porch Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	15 CLOVERBROOK RD
City	SAINT JOHNS
State	FL
Zip	32259-2364
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	92/11-23 RIVERTOWN PARCEL 13 LOT 52 OR5931/866(C/D) & 5992/688
Legal Range	27E
Legal Township	05S
Legal Section	39
Legal Subdivision	RIVERTOWN PARCEL 13
Legal Block	1
Legal Lot Number	52
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	1
Census Block	1048
Census Tract	20807

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	15 CLOVERBROOK RD, SAINT JOHNS, FL 32259-2364
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2024	Correction Deed CAPSTONE TITLE LLC, COAST ONE TITLE LLC
Jan 18, 2024	Warranty Deed, Transfer GOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST
Oct 29, 2020	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Oct 10, 2019	Special Warranty Deed, Transfer · FHA Mortgage MATTAMY HOME FUNDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 18, 2024 · Amount on Record
Deed Sale	Jan 18, 2024 · Amount on Record
Prior Sale	Oct 10, 2019 · Amount on Record
Deed Document Number	20244444
Deed Book / Page	5887 / 1300
Last Transfer Date	Apr 3, 2024
Transfer Doc	0059310866
Record Updated	Sep 20, 2026

April 2024: Correction Deed

Document Type	Correction Deed
Jurisdiction	ST JOHNS FL
Recording Date	Apr 12, 2024
Property Address	15 CLOVERBROOK RD, SAINT JOHNS, FL 32259-2364
Document Number	0059310866
Book / Page	5931 / 866
Map Reference	MB 92 PG 11-23
Instrument Date	Apr 3, 2024
Instrument	2024027608
Record Updated	Apr 30, 2024
Title Company	CAPSTONE TITLE LLC, COAST ONE TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	168 PATRICK MURPHY DR APT 24, 24, MORGANTON, NC 28655-4693

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 CLOVERBROOK RD, SAINT JOHNS, FL 32259-2364

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jan 18, 2024
Property Address	15 CLOVERBROOK RD, SAINT JOHNS, FL 32259-2364
Document Number	0058871300
Book / Page	5887 / 1300
Map Reference	MB 92 PG 11-23
Instrument Date	Jan 11, 2024
Instrument	2024004444
Transaction Type	Transfer
Record Updated	Feb 6, 2024
Title Company	GOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST

Transaction

Amount	Amount Recorded
Tax	$3,815.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	168 PATRICK MURPHY DR APT 24, 24, MORGANTON, NC 28655-4693

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 CLOVERBROOK RD, ST JOHNS, FL 32259-2364

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	15 CLOVERBROOK RD, SAINT JOHNS, FL 32259-2364
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 CLOVERBROOK RD, SAINT JOHNS, FL 32259-2364

Mortgage

Document Number	0050831766
Date	Oct 29, 2020
Book Page	5083/1766
Instrument	2020096467

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

October 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Oct 10, 2019
Property Address	15 CLOVERBROOK RD, SAINT JOHNS, FL 32259-2364
Document Number	0048111416
Book / Page	4811 / 1416
Map Reference	MB 92 PG 11-23
Instrument Date	Oct 3, 2019
Instrument	2019075764
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	SHEFFIELD & BOATRIGHT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,403.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7800 BELFORT PKWY, 7800, JACKSONVILLE, FL 32256-6941

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 CLOVERBROOK RD, SAINT JOHNS, FL 32259-2364

Mortgage

Document Number	0048111417
Date	Oct 10, 2019
Instrument	4811/1417

Lender

Name	MATTAMY HOME FUNDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$368,543 (+2.7%)	$449,982 (-1.14%) Land $125,000 Building $324,982
2025	$7,186.00 (+19.87%) Homeowner's exemption	$358,854 (+20.78%)	$455,167 (+1.88%) Land $115,000 Building $340,167
2024	$5,995.00 (+2.15%)
2023	$5,869.00 (+1.98%) Homeowner's exemption	$297,106 (+3%)	$446,788 (+5.47%) Land $115,000 Building $331,788
2022	$5,755.00 Homeowner's exemption	$288,452	$423,625 Land $112,000 Building $311,625

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 189 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	189 in force
Nearby Flood Claims	4 (1997–2017)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000

May also be available: Verizon.

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