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23 Cloverbrook Rd, Saint Johns, FL 32259 Property Records

St. Johns County property record for 23 Cloverbrook Rd, Saint Johns, FL 32259 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,303 sqft · built 2019
Lot Size0.21 acres (9,147 sqft)
Owner2 Individual Names on File
Last Sale$640,000 (Jul 2026)
Tax Bill$10,300 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
Dec 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN000714-0540

Property Details

APN / Parcel Number

Primary APN000714-0540

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures12 Plumbing Fixtures
Stories2 Stories
Building Area2,303 sqft Living Area
Gross Area2,954 sqft
1st Floor Area1,070 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialStucco
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,147 sqft (0.21 acres)
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchFinished Screened Porch
Porch Area316 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address23 CLOVERBROOK RD
CitySAINT JOHNS
StateFL
Zip32259-2364
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description92/11-23 RIVERTOWN PARCEL 13 LOT 54 OR5441/259
Legal Range27E
Legal Township05S
Legal Section39
Legal SubdivisionRIVERTOWN PARCEL 13
Legal Block1
Legal Lot Number54
JurisdictionST JOHNS FL
Township / Civil DivisionFRUIT COVE
Census Block Group1
Census Block1048
Census Tract20807

Owner

Source: St. Johns County records · APN 000714-0540

Assessment roll updated April 13, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address23 CLOVERBROOK RD, SAINT JOHNS, FL 32259-2364
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Jul 09, 2026Warranty Deed, Transfer · VA Mortgage
LOANDEPOT.COM LLC
Dec 09, 2021Warranty Deed, Transfer · VA Mortgage
FREEDOM MORTGAGE CORP
Dec 10, 2019Special Warranty Deed, Transfer · Conventional Mortgage
MATTAMY HOME FUNDING LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 09, 2026 · Amount on Record
Deed SaleJul 09, 2026 · Amount on Record
Prior SaleDec 09, 2021 · Amount on Record
Deed Document Number202658624
Deed Book / Page6398 / 722
Record UpdatedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateJul 09, 2026
Property Address23 CLOVERBROOK RD, SAINT JOHNS, FL 32259-2364
Document Number0000058624
Book / Page6398 / 722
Instrument DateJun 26, 2026
Instrument202658624
Transaction TypeTransfer
Record UpdatedJul 20, 2026
Title CompanyLANDMARK TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$452,480.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address23 CLOVERBROOK RD, SAINT JOHNS, FL 32259-2364

Mortgage

Document Number0000058625,
DateJul 09, 2026
Instrument202658625
Lender
NameLOANDEPOT.COM LLC
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate TypeAdjustable Rate
Rate6.53%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateDec 09, 2021
Property Address23 CLOVERBROOK RD, SAINT JOHNS, FL 32259-2364
Document Number0054410259
Book / Page5441 / 259
Map ReferenceMB 92 PG 11-23
Instrument DateDec 03, 2021
Instrument2021133324
Transaction TypeTransfer
Record UpdatedMay 23, 2023
Title CompanyLANDMARK TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$3,822.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address13423 ENGLISH PEAK CT, JACKSONVILLE, FL 32258-5502

Transferred To (Grantee/Buyer)

NameVerified Name
Address23 CLOVERBROOK RD, SAINT JOHNS, FL 32259-2364

Mortgage

Document Number0005441261
DateDec 09, 2021
Instrument5441/261
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052

December 2019: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateDec 10, 2019
Property Address23 CLOVERBROOK RD, SAINT JOHNS, FL 32259-2364
Document Number0048461235
Book / Page4846 / 1235
Map ReferenceMB 92 PG 11-23
Instrument DateDec 02, 2019
Instrument2019092524
Transaction TypeTransfer
Record UpdatedAug 31, 2021
Title CompanySHEFFIELD & BOATRIGHT TTL SV

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,582.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7800 BELFORT PKWY, 7800, JACKSONVILLE, FL 32256-6941

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address23 CLOVERBROOK RD, ST JOHNS, FL 32259-2364

Mortgage

Document Number48461236
DateDec 10, 2019
Instrument4846/1236
Lender
NameMATTAMY HOME FUNDING LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2050

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$544,804 (-1.18%) Land $125,000 Building $419,804$544,804 (-1.18%) Land $125,000 Building $419,804
2025$10,300.00 (+9.03%)$551,322 (+1.75%)$551,322 (+1.75%) Land $115,000 Building $436,322
2024$9,447.00 (-1.96%)$541,829 (-2.3%)$541,829 (-2.3%) Land $115,000 Building $426,829
2023$9,636.00 (+16.11%)$554,568 (+23.8%)$554,568 (+23.8%) Land $115,000 Building $439,568
2022$8,299.00$447,969$447,969 Land $112,000 Building $335,969

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090208071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 189 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies189 in force
183 of 189 on primary residences
Nearby Flood Claims4 (1997–2017)
Claims Outside the SFHA3 of 4
Most Recent ClaimSep 2017, rainfall accumulation, Hurricane Irma

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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