26 Charles St, Mystic, CT 06355 Property Records

Groton Town property record for 26 Charles St, Mystic, CT 06355

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,470 sqft · built 1950
Lot Size	0.325 acres (14,157 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (Nov 2025)
Tax Bill	$6,482 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`GROT M:260812953306`

Property Details

APN / Parcel Number

Primary APN	`GROT M:260812953306`
Alternative APNs	`260812953306` `144005000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,470 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,157 sqft (0.325 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	260812953306
Street Address	26 CHARLES ST
City	MYSTIC
State	CT
Zip	06355-2104
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-12
Jurisdiction	GROTON CT
Township / Civil Division	GROTON
Census Block Group	2
Census Block	2005
Census Tract	703000

Owner

Source: Groton Town records, as of June 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	26 CHARLES ST, MYSTIC, CT 06355-2104
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 26, 2025 · Amount on Record
Deed Sale	Nov 26, 2025 · Amount on Record
Deed Book / Page	1330 / 783
Record Updated	Sep 20, 2026

November 2025: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	GROTON CT
Recording Date	Nov 26, 2025
Property Address	26 CHARLES ST, MYSTIC, CT 06355-2104
Document Number	001330-783
Book / Page	1330 / 783
Instrument Date	Nov 25, 2025
Transaction Type	Transfer
Record Updated	Dec 17, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	26 CHARLES ST, MYSTIC, CT 06355-2104

Mortgage

Document Number	5331790014
Date	Nov 26, 2025
Instrument	5331790014

Lender

Name	PROSPERITY HOME MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2040

Tax Assessment & Valuation

Source: Groton Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Groton Town
Unified School District	Groton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,482.00	$238,140 (-) Land $126,567 Building $111,573	$166,698 Land $88,597 Building $78,101
2024	$6,482.00 (+11.99%)
2023	$5,788.00 (+2.23%)	$238,140 (-) Land $78,750 Building $159,390
2022	$5,662.00	$238,140 Land $78,750 Building $159,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-MYSTIC private · serves 10,788 people · EPA ID CT1370011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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