25 Charles St, Mystic, CT 06355 Property Records

Groton Town property record for 25 Charles St, Mystic, CT 06355

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,215 sqft · built 1955
Lot Size	0.345 acres (15,028 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Jul 2005)
Tax Bill	$8,087 (2025)
Deeds & Mortgages	May 2021 Refinance May 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`GROT M:260812954383`

Property Details

APN / Parcel Number

Primary APN	`GROT M:260812954383`
Alternative APNs	`260812954383` `144006000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,215 sqft Living Area
Basement Area	877 sqft
Unfinished Basement	877 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Central Vacuum	Central Vacuum

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1999
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,028 sqft (0.345 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	260812954383
Street Address	25 CHARLES ST
City	MYSTIC
State	CT
Zip	06355-2127
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-12
Jurisdiction	GROTON CT
Township / Civil Division	GROTON
Census Block Group	2
Census Block	2018
Census Tract	703000

Owner

Source: Groton Town records, as of June 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	25 CHARLES ST, MYSTIC, CT 06355-2127
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance KIMBERLY PEACOCK
May 18, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance KIMBERLY PEACOCK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 5, 2005 · Amount on Record
Deed Sale	Jul 5, 2005 · Amount on Record
Prior Sale	May 3, 1996 · Amount on Record
Deed Book / Page	913 / 65
Last Transfer Date	Apr 15, 2021
Transfer Doc	001254-139
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GROTON CT
Property Address	25 CHARLES ST, MYSTIC, CT 06355-2127
Transaction Type	Mortgage
Record Updated	Oct 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001254-139
Date	May 18, 2021
Book Page	1254/139
Instrument	5068170004

Lender

Name	KIMBERLY PEACOCK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	37 Months
Due	Jun 1, 2024

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GROTON CT
Recording Date	May 18, 2021
Property Address	25 CHARLES ST, MYSTIC, CT 06355-2127
Document Number	001254-137
Book / Page	1254 / 137
Instrument Date	Apr 15, 2021
Instrument	5068160002
Transaction Type	Transfer
Record Updated	Jul 23, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5068170004
Date	May 18, 2021
Instrument	5068170004

Lender

Name	KIMBERLY PEACOCK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	37 Months
Due	Jun 1, 2024

Tax Assessment & Valuation

Source: Groton Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Groton Town
Unified School District	Groton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,087.00	$297,080 (-) Land $144,739 Building $152,341	$207,956 Land $101,317 Building $106,639
2024	$8,087.00 (+11.99%)
2023	$7,221.00 (+2.24%)	$297,080 (-) Land $79,450 Building $217,630
2022	$7,063.00	$297,080 Land $79,450 Building $217,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GROTON UTILITIES serves 30,200 people · EPA ID CT0590011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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