22 Charles St, Mystic, CT 06355 Property Records

Groton Town property record for 22 Charles St, Mystic, CT 06355

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,250 sqft · built 1990
Lot Size0.295 acres (12,850 sqft)
Owner2 Individual Names on Record
Last Sale$220,000 (Mar 2003)
Tax Bill$5,240 (2025)
Deeds & MortgagesJun 2021 Refinance
Flood ZoneZone X (minimal risk)
APNGROT M:260812953228

Property Details

APN / Parcel Number

Primary APNGROT M:260812953228
Alternative APNs
  • 260812953228
  • 144004000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories2 Stories
Building Area1,250 sqft Living Area

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleColonial
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,850 sqft (0.295 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelElectric

Location & Zoning

Account Number260812953228
Street Address22 CHARLES ST
CityMYSTIC
StateCT
Zip06355-2104
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-12
JurisdictionGROTON CT
Township / Civil DivisionGROTON
Census Block Group2
Census Block2018
Census Tract703000

Owner

Source: Groton Town records, as of June 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address22 CHARLES ST, MYSTIC, CT 06355-2104
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 21, 2003 · Amount on Record
Deed SaleMar 21, 2003 · Amount on Record
Deed Book / Page809 / 567
Record UpdatedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGROTON CT
Property Address22 CHARLES ST, MYSTIC, CT 06355-2104
Transaction TypeMortgage
Record UpdatedJan 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001256-585
DateJun 22, 2021
Book Page1256/585
Instrument5075260006
Lender
NamePEOPLES UNITED BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term349 Months
DueJul 1, 2050

Tax Assessment & Valuation

Source: Groton Town assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionGroton Town
Unified School DistrictGroton School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,240.00$192,500 (-) Land $104,006 Building $88,494$134,750 Land $72,804 Building $61,946
2024$5,240.00 (+11.99%)
2023$4,679.00 (+2.25%)$192,500 (-) Land $66,080 Building $126,420
2022$4,576.00$192,500 Land $66,080 Building $126,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 86% of Connecticut
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAQUARION-MYSTIC
private · serves 10,788 people · EPA ID CT1370011
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
2,000 / 250
Breezeline
Cable
1,000 / 50

May also be available: T-Mobile, Verizon.

Nearby Properties on Charles St

Nearby Streets

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