17 Charles St, Mystic, CT 06355 Property Records

Groton Town property record for 17 Charles St, Mystic, CT 06355

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,874 sqft · built 1955
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$278,900 (Aug 2004)
Tax Bill	$6,073 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Apr 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`GROT M:260812955223`

Property Details

APN / Parcel Number

Primary APN	`GROT M:260812955223`
Alternative APNs	`260812955223` `144007000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,874 sqft Living Area
Basement Area	300 sqft
Unfinished Basement	300 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,534 sqft (0.15 acres)
Loading Dock	Loading Dock

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	260812955223
Street Address	17 CHARLES ST
City	MYSTIC
State	CT
Zip	06355-2127
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-12
Jurisdiction	GROTON CT
Township / Civil Division	GROTON
Census Block Group	2
Census Block	2017
Census Tract	703000

Owner

Source: Groton Town records, as of June 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	17 CHARLES ST, MYSTIC, CT 06355-2127
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2023	Deed of Trust, Mortgage · VA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Apr 29, 2022	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2004 · Amount on Record
Deed Sale	Aug 19, 2004 · Amount on Record
Prior Sale	Nov 14, 2003 · Amount on Record
Deed Book / Page	879 / 990
Transfer Doc	0848000307
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GROTON CT
Property Address	17 CHARLES ST, MYSTIC, CT 06355-2127
Transaction Type	Mortgage
Record Updated	Jul 28, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01293-1135
Date	Jul 13, 2023
Book Page	1293/1135
Instrument	5198060006

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	481 Months
Due	Aug 1, 2063

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GROTON CT
Property Address	17 CHARLES ST, MYSTIC, CT 06355-2127
Transaction Type	Mortgage
Record Updated	Jul 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01275-1112
Date	Apr 29, 2022
Book Page	1275/1112
Instrument	5130410007

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

Source: Groton Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Groton Town
Municipality	Groton City
Unified School District	Groton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,073.00	$223,090 (-) Land $117,887 Building $105,203	$156,163 Land $82,521 Building $73,642
2024	$6,073.00 (+12.01%)
2023	$5,422.00 (+2.55%)	$223,090 (+0.31%) Land $72,800 Building $150,290
2022	$5,287.00	$222,390 Land $72,100 Building $150,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GROTON UTILITIES serves 30,200 people · EPA ID CT0590011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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