25940 Rustic Ln, Westlake, OH 44145 Property Records

Cuyahoga County property record for 25940 Rustic Ln, Westlake, OH 44145

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,968 sqft · built 1984
Lot Size	0.344 acres (15,028 sqft)
Owner	Individual Name on Record
Last Sale	$370,000 (Jan 2024)
Tax Bill	$5,585 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`215-18-059`

Property Details

APN / Parcel Number

Primary APN	`215-18-059`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,968 sqft Living Area
1st Floor Area	1,125 sqft
2nd Floor Area	843 sqft
Basement Area	1,125 sqft
Finished Basement	562 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1989
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,028 sqft (0.344 acres)
Lot Dimensions	170 ft deep x 88.2 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	24 sqft
Deck Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	25940 RUSTIC LN
City	WESTLAKE
State	OH
Zip	44145-5400
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	F-1F80
Legal Description	37 RUSTIC WOODS PH I 0031 ALL
Legal Subdivision	RUSTIC WOODS
Legal Lot Number	31
Jurisdiction	CUYAHOGA OH
Township / Civil Division	WESTLAKE
Census Block Group	1
Census Block	1010
Census Tract	189112

Owner

Source: Cuyahoga County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	25940 RUSTIC LN, WESTLAKE, OH 44145-5400
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2024	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU
Oct 7, 2020	Warranty Deed, Transfer · FHA Mortgage AMERIFIRST FIN'L CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 18, 2024 · Amount on Record
Deed Sale	Jan 18, 2024 · Amount on Record
Prior Sale	Oct 7, 2020 · Amount on Record
Deed Document Number	0000000481
Record Updated	Jun 8, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Jan 18, 2024
Property Address	25940 RUSTIC LN, WESTLAKE, OH 44145-5400
Document Number	0000000481
Map Reference	VOL 228 PG 70
Instrument Date	Jan 17, 2024
Instrument	202401180481
Transaction Type	Transfer
Record Updated	Jan 30, 2024
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	25940 RUSTIC LN, WESTLAKE, OH 44145-5400

Mortgage

Document Number	0000000482
Date	Jan 18, 2024
Instrument	202401180482

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Oct 7, 2020
Property Address	25940 RUSTIC LN, WESTLAKE, OH 44145-5400
Document Number	0010070225
Instrument Date	Sep 29, 2020
Instrument	10070225
Transaction Type	Transfer
Record Updated	Dec 3, 2020
Title Company	NORTHSTAR TITLE SERVICES LLC, NORTHSTAR TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$973.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25940 RUSTIC LN WESTLAKE OH 441455400, WESTLAKE, OH 44145-5400

Mortgage

Document Number	10070226
Date	Oct 7, 2020
Instrument	10070226

Lender

Name	AMERIFIRST FIN'L CORP
Address	PORTAGE, MI 49002

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 6, 2050

Tax Assessment & Valuation

Source: Cuyahoga County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Westlake City
Unified School District	Westlake City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,585.00 (-0.98%) Homeowner's exemption	$119,070 (-) Land $25,620 Building $93,450
2024	$5,640.00 (+7.8%) Homeowner's exemption	$119,070 (+27.17%) Land $25,620 Building $93,450	$340,200 (+27.18%) Land $73,200 Building $267,000
2023	$5,232.00 (+2.49%) Homeowner's exemption	$93,630 (-) Land $22,860 Building $70,770
2022	$5,105.00 Homeowner's exemption	$93,630 Land $22,860 Building $70,770
2021			$267,500 Land $65,300 Building $202,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (1989)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1989 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Breezeline Cable	1,000 / 50
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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