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259 Leaning Pines Loop, Destin, FL 32541 Property Records

Okaloosa County property record for 259 Leaning Pines Loop, Destin, FL 32541

Property Summary

Property TypeSingle Family Home
Details8 bd · 8 ba · 7,381 sqft · built 2024
Lot Size0.835 acres (36,371 sqft)
Owner2 Company Names on Record
Last Sale$430,000 (Jul 2022)
Tax Bill$23,044 (2025)
Deeds & MortgagesJul 2022 Sale
Mar 2022 Transfer
+ 4 more
Flood ZoneZone X (moderate risk)
APNC56-000-589-9431-0

Property Details

APN / Parcel Number

Primary APNC56-000-589-9431-0
Alternative APNs
  • 00-2S-22-1357-00BB-0050
  • 22S200135700BB0050

Interior

Bedrooms8 Beds
Full Baths8 Baths
Stories1 Story
Building Area7,381 sqft Living Area
Gross Area9,680 sqft
1st Floor Area7,381 sqft

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Exterior MaterialBrick
Roof TypeCathedral/Clerestory
Roof MaterialWood
Lot Area36,371 sqft (0.835 acres)
Garage TypeAttached
Garage Area1,575 sqft
PorchFinished/Open Porch
Patio Area52 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address259 LEANING PINES LOOP
CityDESTIN
StateFL
Zip32541-3419
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionKELLY PLANTATION PH III LOT 5 BLK BB
Legal SubdivisionKELLY PLANTATION
Legal Phase3
Legal BlockBB
Legal Lot Number5
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group1
Census Block1002
Census Tract23304

Owner

Source: Okaloosa County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address259 LEANING PINES LOOP, DESTIN, FL 32541-3419
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Jul 29, 2022Warranty Deed, Transfer
MCNEESE TITLE LLC
Mar 30, 2022Intrafamily Transfer, Transfer
ACCOMMODATION
Sep 28, 2021Warranty Deed, Transfer · Line of Credit
WHITNEY BANK
Mar 25, 2021Warranty Deed, Transfer
SETCO SERVICES LLC
Oct 16, 2019Deed of Trust, Mortgage · Commercial Mortgage
FIRST FLORIDA BANK
Mar 29, 2018Warranty Deed, Transfer
OTHER

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 29, 2022 · Amount on Record
Deed SaleJul 29, 2022 · Amount on Record
Prior SaleSep 28, 2021 · Amount on Record
Deed Document Number20223567919
Deed Book / Page3635 / 653
Last Transfer DateDec 12, 2024
Transfer Doc0003727761
Record UpdatedSep 20, 2026

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateJul 29, 2022
Property Address259 LEANING PINES LOOP, DESTIN, FL 32541-3419
Document Number0036350653
Book / Page3635 / 653
Map ReferenceMB 15 PG 94&95
Instrument DateJul 28, 2022
Instrument3567919
Transaction TypeTransfer
Record UpdatedAug 22, 2022
Title CompanyMCNEESE TITLE LLC

Transaction

AmountAmount Recorded
Tax$3,010.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address995 AIRPORT RD UNIT 8, 995, DESTIN, FL 32541-1850

Transferred To (Grantee/Buyer)

NameVerified Name
Address153 WOODLAND BAYOU DR, SANTA ROSA BEACH, FL 32459-3499

March 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOKALOOSA FL
Recording DateMar 30, 2022
Property Address259 LEANING PINES LOOP, DESTIN, FL 32541-3419
Document Number0036131496
Book / Page3613 / 1496
Map ReferenceMB 15 PG 94&95
Instrument DateMar 15, 2022
Instrument3538472
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address995 AIRPORT RD, 995, DESTIN, FL 32541-1849

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address995 AIRPORT RD, DESTIN, FL 32541-1849

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateSep 28, 2021
Property Address259 LEANING PINES LOOP, DESTIN, FL 32541-3419
Document Number0035764295
Book / Page3576 / 4295
Map ReferenceMB 15 PG 94&95
Instrument DateSep 21, 2021
Instrument3492509
Transaction TypeTransfer
Record UpdatedOct 8, 2021
Title CompanySETCO SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,660.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3580 WAVERLY CIR, 3580, DESTIN, FL 32541-5015

Transferred To (Grantee/Buyer)

NameVerified Name
Address995 AIRPORT RD UNIT 8, 8, DESTIN, FL 32541-1850

Mortgage

Document Number35764297
DateSep 28, 2021
Instrument3576/4297
Lender
NameWHITNEY BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateMar 25, 2021
Property Address259 LEANING PINES LOOP, DESTIN, FL 32541-3419
Document Number0035350282
Book / Page3535 / 282
Map ReferenceMB 15 PG 94&95
Instrument DateMar 5, 2021
Instrument3441263
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanySETCO SERVICES LLC

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address377 GRASSY CV, 377, DESTIN, FL 32541-3480

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address3580 WAVERLY CIR, DESTIN, FL 32541-5015
InvestorPossibly a Property Investor

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address259 LEANING PINES LOOP, DESTIN, FL 32541-3419
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0034241267
DateOct 16, 2019
Book Page3424/1267
Instrument3311882
Lender
NameFIRST FLORIDA BANK
TypeBank
AddressDESTIN, FL 32541
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateMar 29, 2018
Property Address259 LEANING PINES LOOP, DESTIN, FL 32541-3419
Document Number0033432498
Book / Page003343 / 002498
Instrument DateMar 28, 2018
Instrument3197524
Transaction TypeTransfer
Record UpdatedApr 10, 2018
Title CompanyOTHER

Transaction

AmountAmount Recorded
Tax$1,575.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address467 BAYSHORE DR MIRAMAR BEACH FL 325504076, MIRAMAR BEACH, FL 32550-4076

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$23,044.00 (+515.33%)$2,228,876 (+532.6%)$2,636,110 (+648.18%) Land $399,959 Building $2,236,151
2023$3,745.00 (+8.93%)$352,335 (+1%) Land $352,335$352,335 (+1%) Land $352,335
2022$3,438.00$320,305 Land $320,305$320,305 Land $320,305

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 117 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies460 units insured
incl. 343 condo units
Nearby Flood Claims124 (1988–2020)
Claims Outside the SFHA83 of 124
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 18 claims
  • Hurricane Frances, Sep 2004 · 23 claims
  • Hurricane Opal, Oct 1995 · 37 claims

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System, as of December 19, 2024

Coastal Barrier Resources SystemYes
UnitP32 “Moreno Point”
Unit TypeSystem Unit
DesignatedOct 18, 1982
NFIP EligibilityNot eligible (built 2024)
built after the Oct 1, 1983 cutoff · private flood insurance only

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDESTIN WATER USERS, INC.
private · serves 31,752 people · EPA ID FL1460202
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 35
Verizon
Fixed Wireless		300 / 20

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