Okaloosa County property record for 261 Leaning Pines Loop, Destin, FL 32541 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,446 sqft · built 1997 |
| Lot Size | 0.519 acres (22,613 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,025,000 (Feb 2025) |
| Tax Bill | $6,096 (2025) |
| Deeds & Mortgages | Nov 2025 Transfer Jul 2023 Line of Credit + 4 more |
| Flood Zone | Zone X (moderate risk) |
| APN | C56-000-589-9430-2 |
| Primary APN | C56-000-589-9430-2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,446 sqft Living Area |
| Gross Area | 3,594 sqft |
| 1st Floor Area | 2,446 sqft |
| Flooring | Tile |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Wood |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Tile |
| Lot Area | 22,613 sqft (0.519 acres) |
| Garage Type | Attached |
| Garage Area | 792 sqft |
| Driveway | Driveway |
| Porch | Florida Room |
| Porch Area | 356 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 261 LEANING PINES LOOP |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-3419 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KELLY PLANTATION PH III LOT 4 BLK BB |
| Legal Subdivision | KELLY PLANTATION |
| Legal Phase | 3 |
| Legal Block | BB |
| Legal Lot Number | 4 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 23304 |
Source: Okaloosa County records · APN C56-000-589-9430-2
Assessment roll updated December 31, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 261 LEANING PINES LOOP, DESTIN, FL 32541-3419 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Nov 24, 2025 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Jul 24, 2023 | Deed of Trust, Mortgage · Line of Credit ALL IN FCU |
| Jan 25, 2023 | Deed of Trust, Mortgage · Line of Credit ALL IN FCU |
| Jan 19, 2023 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Aug 27, 2021 | Deed of Trust, Mortgage · Line of Credit ALL IN FCU |
| Aug 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF ENGLAND |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 11, 2025 · Amount on Record |
| Deed Sale | Feb 11, 2025 · Amount on Record |
| Prior Sale | Feb 03, 2016 · Amount on Record |
| Deed Document Number | 20253736692 |
| Prior Transfer Date | Jan 18, 2023 |
| Prior Transfer Doc | 0036584669 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Nov 24, 2025 |
| Property Address | 261 LEANING PINES LOOP, DESTIN, FL 32541-3419 |
| Document Number | 0003785666 |
| Map Reference | MB 15 PG 94&95 |
| Instrument Date | Aug 21, 2025 |
| Instrument | 3785666 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 261 LEANING PINES LOOP, DESTIN, FL 32541-3419 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 261 LEANING PINES LOOP, DESTIN, FL 32541-3419 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 261 LEANING PINES LOOP, DESTIN, FL 32541-3419 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0036843358 |
|---|---|
| Date | Jul 24, 2023 |
| Book Page | 3684/3358 |
| Instrument | 3637115 |
| Name | ALL IN FCU |
|---|---|
| Type | Credit Union |
| Address | DALEVILLE, AL 36322 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 261 LEANING PINES LOOP, DESTIN, FL 32541-3419 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0036592838 |
|---|---|
| Date | Jan 25, 2023 |
| Book Page | 3659/2838 |
| Instrument | 3602642 |
| Name | ALL IN FCU |
|---|---|
| Type | Credit Union |
| Address | DALEVILLE, AL 36322 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 264 Months |
| Due | Jan 24, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jan 19, 2023 |
| Property Address | 261 LEANING PINES LOOP, DESTIN, FL 32541-3419 |
| Document Number | 0036584669 |
| Book / Page | 3658 / 4669 |
| Map Reference | MB 15 PG 94&95 |
| Instrument Date | Jan 18, 2023 |
| Instrument | 3601815 |
| Transaction Type | Transfer |
| Record Updated | Feb 06, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 261 LEANING PINES LOOP, DESTIN, FL 32541-3419 |
| Name | Verified Name |
|---|---|
| Address | 261 LEANING PINES LOOP, DESTIN, FL 32541-3419 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 261 LEANING PINES LOOP, DESTIN, FL 32541-3419 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0035694899 |
|---|---|
| Date | Aug 27, 2021 |
| Book Page | 3569/4899 |
| Instrument | 3483992 |
| Name | ALL IN FCU |
|---|---|
| Type | Credit Union |
| Address | DALEVILLE, AL 36322 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 264 Months |
| Due | Aug 22, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 261 LEANING PINES LOOP, DESTIN, FL 32541-3419 |
| Transaction Type | Mortgage |
| Record Updated | Sep 01, 2021 |
| Title Company | MCNEESE TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 261 LEANING PINES LOOP, DESTIN, FL 32541-3419 |
| Document Number | 0035663416 |
|---|---|
| Date | Aug 12, 2021 |
| Book Page | 3566/3416 |
| Instrument | 3479683 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
Source: Okaloosa County records · Assessment roll updated December 31, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,096.00 (+5.18%) | $617,239 (+5.99%) | $976,850 (+11.61%) Land $370,332 Building $606,518 |
| 2023 | $5,796.00 (+2.19%) Homeowner's exemption | $582,373 (+3%) | $875,199 (+15.61%) Land $326,236 Building $548,963 |
| 2022 | $5,672.00 Homeowner's exemption | $565,411 | $757,036 Land $296,578 Building $460,458 |
Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · USFWS Coastal Barrier Resources System, December 19, 2024 release · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Coastal Barrier Resources System | Yes |
|---|---|
| Unit | P32 “Moreno Point” |
| Unit Type | System Unit |
| Designated | October 18, 1982 |
| NFIP Eligibility | Not eligible (built 1997) built after the October 1, 1983 cutoff · private flood insurance only |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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