257 Leaning Pines Loop, Destin, FL 32541 Property Records

Okaloosa County property record for 257 Leaning Pines Loop, Destin, FL 32541

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,548 sqft · built 1998
Lot Size0.698 acres (30,401 sqft)
Owner2 Individual Names on Record
Last Sale$424,900 (Dec 2002)
Tax Bill$9,156 (2025)
Flood ZoneZone X (moderate risk)
APNC56-000-589-9432-8

Property Details

APN / Parcel Number

Primary APNC56-000-589-9432-8
Alternative APNs
  • 00-2S-22-1357-00BB-0060
  • 22S200135700BB0060

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,548 sqft Living Area
Gross Area3,433 sqft
1st Floor Area2,404 sqft
Upper Floors Area144 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Exterior MaterialBrick
Roof TypeCathedral/Clerestory
Roof MaterialWood
Lot Area30,401 sqft (0.698 acres)
Garage TypeAttached
Garage Area696 sqft
DrivewayDriveway
PorchFinished/Open Porch
Porch Area157 sqft
Patio Area32 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address257 LEANING PINES LOOP
CityDESTIN
StateFL
Zip32541-3419
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionKELLY PLANTATION PH III LOT 6 BLK BB
Legal SubdivisionKELLY PLANTATION
Legal Phase3
Legal BlockBB
Legal Lot Number6
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group1
Census Block1002
Census Tract23304

Owner

Source: Okaloosa County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2921 NE 39TH CT, LIGHTHOUSE POINT, FL 33064-8453
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 3, 2002 · Amount on Record
Deed SaleDec 3, 2002 · Amount on Record
Prior SaleFeb 22, 2001 · Amount on Record
Deed Document Number20021972279
Deed Book / Page2399 / 996
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,156.00 (+14.44%)$939,791 (+11.87%) Land $370,332 Building $569,459$939,791 (+11.87%) Land $370,332 Building $569,459
2023$8,001.00 (+12.18%)$840,084 (+16.02%) Land $326,236 Building $513,848$840,084 (+16.02%) Land $326,236 Building $513,848
2022$7,132.00$724,059 Land $296,578 Building $427,481$724,059 Land $296,578 Building $427,481

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 117 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies460 units insured
incl. 343 condo units
Nearby Flood Claims124 (1988–2020)
Claims Outside the SFHA83 of 124
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 18 claims
  • Hurricane Frances, Sep 2004 · 23 claims
  • Hurricane Opal, Oct 1995 · 37 claims

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System, as of December 19, 2024

Coastal Barrier Resources SystemYes
UnitP32 “Moreno Point”
Unit TypeSystem Unit
DesignatedOct 18, 1982
NFIP EligibilityNot eligible (built 1998)
built after the Oct 1, 1983 cutoff · private flood insurance only

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDESTIN WATER USERS, INC.
private · serves 31,752 people · EPA ID FL1460202
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 35
Verizon
Fixed Wireless
300 / 20

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