Okaloosa County property record for 254 Leaning Pines Loop, Destin, FL 32541 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,738 sqft · built 1999 |
| Lot Size | 0.547 acres (23,815 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,000,000 (Jan 2023) |
| Tax Bill | $9,933 (2025) |
| Deeds & Mortgages | Jan 2023 Sale Jun 2020 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | C56-000-589-9438-5 |
| Primary APN | C56-000-589-9438-5 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,738 sqft Living Area |
| Gross Area | 3,744 sqft |
| 1st Floor Area | 2,738 sqft |
| Flooring | Wood |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Wood |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood |
| Lot Area | 23,815 sqft (0.547 acres) |
| Garage Type | Attached |
| Garage Area | 598 sqft |
| Porch | Florida Room |
| Porch Area | 408 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 254 LEANING PINES LOOP |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-3418 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KELLY PLANTATION PH III LOT 12 BLK BB |
| Legal Subdivision | KELLY PLANTATION |
| Legal Phase | 3 |
| Legal Block | BB |
| Legal Lot Number | 12 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 23304 |
Source: Okaloosa County records · APN C56-000-589-9438-5
Assessment roll updated December 31, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 254 LEANING PINES LOOP, DESTIN, FL 32541-3418 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jan 11, 2023 | Warranty Deed, Transfer NAUTILUS TITLE AND ESCROW, NAUTILUS TITLE & ESCROW |
| Jun 26, 2020 | Deed of Trust, Mortgage · Line of Credit RENASANT BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 11, 2023 · Amount on Record |
| Deed Sale | Jan 11, 2023 · Amount on Record |
| Prior Sale | Dec 02, 2010 · Amount on Record |
| Deed Document Number | 20233600437 |
| Deed Book / Page | 3658 / 523 |
| Prior Transfer Date | Aug 14, 2006 |
| Prior Transfer Doc | 0027331363 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jan 11, 2023 |
| Property Address | 254 LEANING PINES LOOP, DESTIN, FL 32541-3418 |
| Document Number | 0036580523 |
| Book / Page | 3658 / 523 |
| Map Reference | MB 15 PG 94&95 |
| Instrument Date | Jan 10, 2023 |
| Instrument | 3600437 |
| Transaction Type | Transfer |
| Record Updated | Feb 06, 2023 |
| Title Company | NAUTILUS TITLE AND ESCROW, NAUTILUS TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Tax | $7,000.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 254 LEANING PINES LOOP, DESTIN, FL 32541-3418 |
| Name | Verified Name |
|---|---|
| Address | 254 LEANING PINES LOOP, DESTIN, FL 32541-3418 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 254 LEANING PINES LOOP, DESTIN, FL 32541-3418 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0034714166 |
|---|---|
| Date | Jun 26, 2020 |
| Book Page | 3471/4166 |
| Instrument | 3368972 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Address | SANTA ROSA BEACH, FL 32459 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jul 25, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Okaloosa County records · Assessment roll updated December 31, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,933.00 (+89.34%) Homeowner's exemption | $982,122 (+85.06%) | $1,032,796 (+16.23%) Land $370,332 Building $662,464 |
| 2023 | $5,246.00 (+2.2%) Homeowner's exemption | $530,710 (+3%) | $888,592 (+14.39%) Land $326,236 Building $562,356 |
| 2022 | $5,133.00 Homeowner's exemption | $515,252 | $776,823 Land $296,578 Building $480,245 |
Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · USFWS Coastal Barrier Resources System, December 19, 2024 release · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Coastal Barrier Resources System | Yes |
|---|---|
| Unit | P32 “Moreno Point” |
| Unit Type | System Unit |
| Designated | October 18, 1982 |
| NFIP Eligibility | Not eligible (built 1999) built after the October 1, 1983 cutoff · private flood insurance only |
| Wildfire Risk | Moderate above 63% of the US · above 38% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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