2584 Vernor Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 2584 Vernor Rd, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,040 sqft · built 1977
Lot Size	0.375 acres (16,335 sqft)
Owner	2 Individual Names on Record
Last Sale	$56,000 (May 2010)
Tax Bill	$1,175 (2025)
Deeds & Mortgages	Mar 2024 Transfer Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`014-490-009-00`

Property Details

APN / Parcel Number

Primary APN	`014-490-009-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,040 sqft Living Area
1st Floor Area	1,040 sqft
Basement Area	1,040 sqft
Unfinished Basement	1,040 sqft
Flooring	Carpet

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Lot Area	16,335 sqft (0.375 acres)
Lot Dimensions	86 ft deep x 190 ft wide
Garage Area	624 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2584 VERNOR RD
City	LAPEER
State	MI
Zip	48446-8329
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	14 75 008 000 00 T8N R10E STEPHENS-MILL LOT 9.
Legal Subdivision	STEPHENS MILL
Legal Lot Number	9
Jurisdiction	LAPEER MI
Township / Civil Division	MAYFIELD
Census Block Group	3
Census Block	3002
Census Tract	333500

Owner

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2584 VERNOR RD, LAPEER, MI 48446-8329
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2024	Intrafamily Transfer, Transfer
Nov 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage TRI CNTY BK
Jun 30, 2017	Deed of Trust, Mortgage · Conventional Mortgage LAKESTONE BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2010 · Amount on Record
Deed Sale	May 18, 2010 · Amount on Record
Prior Sale	Jun 22, 2007
Deed Book / Page	2446 / 1
Last Transfer Date	Mar 14, 2024
Transfer Doc	0033920633
Record Updated	Oct 29, 2026

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAPEER MI
Recording Date	Mar 19, 2024
Property Address	2584 VERNOR RD, LAPEER, MI 48446-8329
Document Number	0033920633
Book / Page	3392 / 633
Map Reference	LB 5 PG S33
Instrument Date	Mar 14, 2024
Transaction Type	Transfer
Record Updated	May 9, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2584 VERNOR RD, LAPEER, MI 48446-8329

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2584 VERNOR RD, LAPEER, MI 48446-8329

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	2584 VERNOR RD, LAPEER, MI 48446-8329
Document Number	0030670748
Instrument Date	Nov 27, 2019
Transaction Type	Mortgage
Record Updated	Jan 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2584 VERNOR RD LAPEER MI 484468329, LAPEER, MI 48446-8329

Mortgage

Document Number	0030670748
Date	Dec 12, 2019
Book Page	003067/000748

Lender

Name	TRI CNTY BK
Type	Bank
Address	BROWN CITY, MI 48416

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 11, 2049

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	2584 VERNOR RD, LAPEER, MI 48446-8329
Document Number	0029220810
Book / Page	002922 / 000810
Instrument Date	Jun 30, 2017
Transaction Type	Mortgage
Record Updated	Nov 21, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2584 VERNOR RD LAPEER MI 484468329, LAPEER, MI 48446-8329

Mortgage

Document Number	0029220810
Date	Oct 6, 2017
Book Page	002922/000810

Lender

Name	LAKESTONE BK&TR
Address	LAPEER, MI 48446

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 5, 2037

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Mayfield Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$85,400 (+2.89%)	$170,800 (+2.89%)
2025	$1,175.00 (+4.44%) Homeowner's exemption	$83,000 (+12.62%)	$166,000 (+12.62%)
2024	$1,125.00 (+10.4%)
2023		$73,700	$147,400
2022	$1,019.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2001 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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