2430 Vernor Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 2430 Vernor Rd, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,168 sqft · built 1969
Lot Size	6.36 acres (277,042 sqft)
Owner	2 Individual Names on File
Last Sale	$98,000 (Jan 1989)
Tax Bill	$2,475 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`014-014-022-00`

Property Details

APN / Parcel Number

Primary APN	`014-014-022-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,168 sqft Living Area
1st Floor Area	2,168 sqft
Basement Area	2,040 sqft
Unfinished Basement	2,040 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Lot Area	277,042 sqft (6.36 acres)
Garage Area	576 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2430 VERNOR RD
City	LAPEER
State	MI
Zip	48446-8374
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	SEC 14 T8N R10E PRT OF DESCRIP LYING INE HALF OF SE 1/4,SEC 14 COMM AT E 1/4 CRN, SEC 14 TH S 88 DEG 34' 20 W 546.0 FT ALNG
Legal Range	10E
Legal Township	08N
Legal Section	14
Legal Subdivision	FT TO FOUND IRON NW CRNVRGNIA PRK SUB
Jurisdiction	LAPEER MI
Township / Civil Division	MAYFIELD
Census Block Group	3
Census Block	3003
Census Tract	333500

Owner

2430 Vernor Rd is owned and occupied by two individuals who bought it in January 1989.

Source: Lapeer County records, as of September 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2430 VERNOR RD, LAPEER, MI 48446-8374
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 1, 1989 · Amount on File
Deed Sale	Jan 1, 1989 · Amount on File
Deed Document Number	19891
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	2430 VERNOR RD, LAPEER, MI 48446-8374
Transaction Type	Mortgage
Record Updated	Oct 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2430 VERNOR RD, LAPEER, MI 48446-8374

Mortgage

Document Number	0032370517
Date	Sep 17, 2021
Book Page	3237/517

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2036

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	2430 VERNOR RD, LAPEER, MI 48446-8374
Document Number	0030880172
Instrument Date	Feb 20, 2020
Transaction Type	Mortgage
Record Updated	Jun 24, 2020
Title Company	VYLLA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2430 VERNOR RD LAPEER MI 484468374, LAPEER, MI 48446-8374

Mortgage

Document Number	0030880172
Date	Mar 20, 2020
Book Page	003088/000172

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 19, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 2430 Vernor Rd was $2,475 with a homeowner's exemption.

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Mayfield Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$185,800 (+4.21%)	$371,600 (+4.21%)
2025	$2,475.00 Homeowner's exemption	$178,300	$356,600
2023		$169,000	$338,000
2022	$2,131.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2430 Vernor Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2001 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2430 Vernor Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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