2556 Vernor Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 2556 Vernor Rd, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,040 sqft · built 1970
Lot Size	0.459 acres (19,994 sqft)
Owner	2 Individual Names on Record
Last Sale	$115,000 (Aug 2008)
Tax Bill	$1,078 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`014-490-006-00`

Property Details

APN / Parcel Number

Primary APN	`014-490-006-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,040 sqft Living Area
1st Floor Area	1,040 sqft
Basement Area	1,040 sqft
Unfinished Basement	1,040 sqft
Flooring	Carpet

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Lot Area	19,994 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Area	672 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2556 VERNOR RD
City	LAPEER
State	MI
Zip	48446-8329
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	14 75 005 000 00 T8N R10E STEPHENS-MILL LOT 6.
Legal Subdivision	STEPHEN MILL
Legal Lot Number	6
Jurisdiction	LAPEER MI
Township / Civil Division	MAYFIELD
Census Block Group	3
Census Block	3002
Census Tract	333500

Owner

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2556 VERNOR RD, LAPEER, MI 48446-8329
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2022	Deed of Trust, Mortgage · Line of Credit CHOICEONE BANK
Mar 23, 2020	Quit Claim Deed, Transfer LAKESTONE BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2008 · Amount on Record
Deed Sale	Aug 19, 2008 · Amount on Record
Deed Book / Page	2345 / 991
Last Transfer Date	Mar 18, 2020
Transfer Doc	0030880628
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	2556 VERNOR RD, LAPEER, MI 48446-8329
Transaction Type	Mortgage
Record Updated	Sep 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2556 VERNOR RD, LAPEER, MI 48446-8329

Mortgage

Document Number	0033090103
Date	Aug 5, 2022
Book Page	3309/103

Lender

Name	CHOICEONE BANK
Type	Bank
Address	LAPEER, MI 48446

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	118 Months
Due	Jun 27, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAPEER MI
Recording Date	Mar 23, 2020
Property Address	2556 VERNOR RD, LAPEER, MI 48446-8329
Document Number	0030880628
Book / Page	003088 / 000628
Instrument Date	Mar 18, 2020
Transaction Type	Transfer
Record Updated	Jun 26, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2556 VERNOR RD LAPEER MI 484468329, LAPEER, MI 48446-8329

Mortgage

Document Number	30880629
Date	Mar 23, 2020
Book Page	003088/000629

Lender

Name	LAKESTONE BK&TR
Address	LAPEER, MI 48446

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 22, 2050

Interest

Rate Type	Adjustable Rate
Rate	4%

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Mayfield Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$76,300 (+2.55%)	$152,600 (+2.55%)
2025	$1,078.00 (+4.46%) Homeowner's exemption	$74,400 (+12.05%)	$148,800 (+12.05%)
2024	$1,032.00 (+10.49%)
2023		$66,400	$132,800
2022	$934.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2001 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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