Lapeer County property record for 2576 Vernor Rd, Lapeer, MI 48446
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,040 sqft · built 1971 |
| Lot Size | 0.474 acres (20,647 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,130 (2025) |
| Deeds & Mortgages | Apr 2023 Second Mortgage Jun 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 014-490-008-00 |
| Primary APN | 014-490-008-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,040 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Basement Area | 1,040 sqft |
| Unfinished Basement | 1,040 sqft |
| Flooring | Carpet |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Lot Area | 20,647 sqft (0.474 acres) |
| Lot Dimensions | 186 ft deep x 111 ft wide |
| Garage Area | 768 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 2576 VERNOR RD |
|---|---|
| City | LAPEER |
| State | MI |
| Zip | 48446-8329 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | 14 75 007 000 00 T8N R10E STEPHENS-MILL LOT 8. |
| Legal Subdivision | STEPHENS-MILL |
| Legal Lot Number | 8 |
| Jurisdiction | LAPEER MI |
| Township / Civil Division | MAYFIELD |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 333500 |
Source: Lapeer County records, as of September 24, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2576 VERNOR RD, LAPEER, MI 48446-8329 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 11, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage CHOICEONE BANK |
| Jun 1, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 28, 2021 |
| Transfer Doc | 0032070673 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 2576 VERNOR RD, LAPEER, MI 48446-8329 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2576 VERNOR RD, LAPEER, MI 48446-8329 |
| Document Number | 0033450408 |
|---|---|
| Date | Apr 11, 2023 |
| Book Page | 3345/408 |
| Name | CHOICEONE BANK |
|---|---|
| Type | Bank |
| Address | SPARTA, MI 49345 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2038 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Jun 1, 2021 |
| Property Address | 2576 VERNOR RD, LAPEER, MI 48446-8329 |
| Document Number | 0032070673 |
| Book / Page | 3207 / 673 |
| Map Reference | LB 5 PG 33 |
| Instrument Date | May 28, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jul 9, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2576 VERNOR RD, LAPEER, MI 48446-8329 |
Source: Lapeer County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lapeer County |
| County Subdivision | Mayfield Township |
| Unified School District | Lapeer Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $81,400 (+2.13%) | $162,800 (+2.13%) | |
| 2025 | $1,130.00 (+4.34%) Homeowner's exemption | $79,700 (+12.25%) | $159,400 (+12.25%) |
| 2024 | $1,083.00 (+10.51%) | ||
| 2023 | $71,000 | $142,000 | |
| 2022 | $980.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2001) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2001 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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