258 Spring Creek Way, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 258 Spring Creek Way, Saint Augustine, FL 32095

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,468 sqft · built 2016
Lot Size0.23 acres (10,018 sqft)
OwnerIndividual Name on File
Last Sale$521,000 (Oct 2022)
Tax Bill$5,676 (2025)
Deeds & MortgagesSep 2026 Line of Credit
Oct 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN026484-1090

Property Details

APN / Parcel Number

Primary APN026484-1090

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures12 Plumbing Fixtures
Stories1 Story
Building Area2,468 sqft Living Area
Gross Area3,430 sqft
1st Floor Area2,468 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Exterior MaterialStucco
Construction TypeWood
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,018 sqft (0.23 acres)
Garage TypeAttached
Garage Area752 sqft
Parking Spaces3 Parking Spaces
PorchFinished Screened Porch
Porch Area210 sqft
Patio Area274 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address258 SPRING CREEK WAY
CitySAINT AUGUSTINE
StateFL
Zip32095-8961
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description74/86-98 SANDY CREEK PHASES 2A AND 2B LOT 109 OR5647/133
Legal Range28E
Legal Township05S
Legal Section21
Legal SubdivisionSANDY CREEK PHASES 2A AND 2B
Legal Block1
Legal Lot Number109
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2050
Census Tract20904

Owner

258 Spring Creek Way is owned and occupied by an individual who bought it in October 2022.

Source: St. Johns County records, as of October 5, 2026

Owner of RecordIndividual Name on File
Mailing Address258 SPRING CREEK WAY, SAINT AUGUSTINE, FL 32095-8961
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 22, 2026Deed of Trust, Mortgage · Line of Credit
COASTAL COMMUNITY BANK
Oct 11, 2022Warranty Deed, Transfer · Conventional Mortgage
BANK OF AMERICA NA
Oct 6, 2020Warranty Deed, Transfer · FHA Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 11, 2022 · Amount on File
Deed SaleOct 11, 2022 · Amount on File
Prior SaleOct 6, 2020 · Amount on File
Deed Document Number202295134
Deed Book / Page5647 / 133
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Recording DateSep 22, 2026
Property Address258 SPRING CREEK WAY, SAINT AUGUSTINE, FL 32095-8961
Document Number0000080741
Book / Page6440 / 1517
Instrument DateSep 16, 2026
Instrument202680741
Transaction TypeMortgage
Record UpdatedOct 5, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000080741,
DateSep 22, 2026
Book Page6440/1517
Instrument202680741
Lender
NameCOASTAL COMMUNITY BANK
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateOct 11, 2022
Property Address258 SPRING CREEK WAY, SAINT AUGUSTINE, FL 32095-8961
Document Number0056470133
Book / Page5647 / 133
Map ReferenceMB 74 PG 86-98
Instrument DateOct 5, 2022
Instrument2022095134
Transaction TypeTransfer
Record UpdatedMar 6, 2023
Title CompanyLANDMARK TITLE, LANDMARK TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,647.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14413 HEARTLAND DR, MANOR, TX 78653-2720

Transferred To (Grantee/Buyer)

NameVerified Name
Address258 SPRING CREEK WAY, SAINT AUGUSTINE, FL 32095-8961
InvestorPossibly a Property Investor

Mortgage

Document Number0005647135
DateOct 11, 2022
Instrument5647/135
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2052
Interest
Rate TypeAdjustable Rate
Rate4.75%
Type Change DateNov 1, 2027
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change6.75%
IndexOther
Max Rate9.75%

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateOct 6, 2020
Property Address258 SPRING CREEK WAY, SAINT AUGUSTINE, FL 32095-8961
Document Number0050631073
Book / Page5063 / 1073
Map ReferenceMB 74 PG 86-98
Instrument DateOct 1, 2020
Instrument2020087734
Transaction TypeTransfer
Record UpdatedAug 31, 2021
Title CompanyJACKSONVILLE TITLE & TR LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,415.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address428 CASEY RD, 428, WOODRUFF, SC 29388-8536

Transferred To (Grantee/Buyer)

NameVerified Name
Address258 SPRING CREEK WAY, SAINT AUGUSTINE, FL 32095-8961

Mortgage

Document Number50631075
DateOct 6, 2020
Instrument5063/1075
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 258 Spring Creek Way was $5,676 with a homeowner's exemption, up 13.2% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$423,103 (-2.82%) Land $100,000 Building $323,103$423,103 (-7.56%) Land $100,000 Building $323,103
2025$5,676.00 (+13.2%) Homeowner's exemption$435,403$457,723 Land $100,000 Building $357,723
2024$5,014.00 (+1.95%)
2023$4,918.00 (-0.95%) Homeowner's exemption$406,840 (-2.4%)$445,746 (+6.93%) Land $100,000 Building $345,746
2022$4,965.00$416,857$416,857 Land $84,000 Building $332,857

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 258 Spring Creek Way in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 206 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies206 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 258 Spring Creek Way is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 70% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-NORTHEAST UTILITIES WS
serves 14,790 people · EPA ID FL2554475
Water SourcePurchased groundwater from JEA MAJOR GRID
Last State InspectionMar 2024
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Fiber
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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