279 Spring Creek Way, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 279 Spring Creek Way, Saint Augustine, FL 32095

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,557 sqft · built 2018
Lot Size0.34 acres (14,810 sqft)
Owner2 Individual Names on File
Last Sale$485,000 (Sep 2025)
Tax Bill$6,013 (2025)
Deeds & MortgagesSep 2025 Sale & Mortgage
Mar 2023 Transfer
+ 6 more
Flood ZoneZone X (minimal risk)
APN026484-0500

Property Details

APN / Parcel Number

Primary APN026484-0500

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures13 Plumbing Fixtures
Stories1 Story
Building Area2,557 sqft Living Area
Gross Area3,242 sqft
1st Floor Area2,557 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialStucco
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area14,810 sqft (0.34 acres)
Garage TypeAttached
Garage Area505 sqft
Parking Spaces2 Parking Spaces
PorchFinished Screened Porch
Porch Area180 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address279 SPRING CREEK WAY
CityST AUGUSTINE
StateFL
Zip32095-8969
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description74/86-98 SANDY CREEK PHASES 2A AND 2B LOT 50 OR6219/596
Legal Range28E
Legal Township05S
Legal Section21
Legal SubdivisionSANDY CREEK PHASES 2A AND 2B
Legal Block1
Legal Lot Number50
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2050
Census Tract20904

Owner

279 Spring Creek Way is owned and occupied by two individuals who bought it in September 2025.

Source: St. Johns County records, as of April 13, 2026

Owner of Record2 Individual Names on File
Mailing Address279 SPRING CREEK WAY, SAINT AUGUSTINE, FL 32095-8969
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 11, 2025Warranty Deed, Transfer · Conventional Mortgage
TEXANA BANK NA
Mar 13, 2023Intrafamily Transfer, Transfer
ACCOMMODATION
Feb 14, 2023Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jun 22, 2022Intrafamily Transfer, Transfer
ACCOMMODATION
Dec 6, 2021Warranty Deed, Transfer · Conventional Mortgage
UNITED BANK
Aug 7, 2020Deed of Trust, Mortgage · Conventional Mortgage
TITAN MUTUAL LNDG INC
Oct 1, 2018Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
PLAZA HOME MORTGAGE INC
Sep 12, 2018Loan Modification, Mortgage · Line of Credit
FIDELITY BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 11, 2025 · Amount on File
Deed SaleSep 11, 2025 · Amount on File
Prior SaleFeb 14, 2023 · Amount on File
Deed Document Number202574270
Deed Book / Page6219 / 596
Prior Transfer DateJun 15, 2022
Prior Transfer Doc0055830922
Record UpdatedSep 20, 2026

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateSep 11, 2025
Property Address279 SPRING CREEK WAY, SAINT AUGUSTINE, FL 32095-8969
Document Number0062190596
Book / Page6219 / 596
Map ReferenceMB 74 PG 86-98
Instrument DateSep 5, 2025
Instrument2025074270
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyLANDMARK TITLE, LANDMARK TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,395.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address491 SPLIT OAK RD, ST AUGUSTINE, FL 32092-5448

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address279 SPRING CREEK WAY, ST AUGUSTINE, FL 32095-8969

Mortgage

Document Number0006219598
DateSep 11, 2025
Instrument6219/598
Lender
NameTEXANA BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2055

March 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST JOHNS FL
Recording DateMar 13, 2023
Property Address279 SPRING CREEK WAY, SAINT AUGUSTINE, FL 32095-8969
Document Number0057230335
Book / Page5723 / 335
Map ReferenceMB 74 PG 86-98
Instrument DateMar 10, 2023
Instrument2023018779
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address279 SPRING CREEK WAY, SAINT AUGUSTINE, FL 32095-8969

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address279 SPRING CREEK WAY, SAINT AUGUSTINE, FL 32095-8969

February 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateFeb 14, 2023
Property Address279 SPRING CREEK WAY, SAINT AUGUSTINE, FL 32095-8969
Document Number0057081961
Book / Page5708 / 1961
Map ReferenceMB 74 PG 86-98
Instrument DateFeb 3, 2023
Instrument2023011526
Transaction TypeTransfer
Record UpdatedFeb 27, 2023
Title CompanyVETERANS TITLE INC, VETERANS TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,500.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2037 WILLOW STONE CT, LELAND, NC 28451-3111

Transferred To (Grantee/Buyer)

NameVerified Name
Address279 SPRING CREEK WAY, SAINT AUGUSTINE, FL 32095-8969

Mortgage

Document Number0057081963
DateFeb 14, 2023
Instrument5708/1963
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2053

June 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST JOHNS FL
Recording DateJun 22, 2022
Property Address279 SPRING CREEK WAY, SAINT AUGUSTINE, FL 32095-8969
Document Number0055830922
Book / Page5583 / 922
Map ReferenceMB 74 PG 86-98
Instrument DateJun 15, 2022
Instrument2022061981
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address279 SPRING CREEK WAY, 279, ST AUGUSTINE, FL 32095-8969

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address279 SPRING CREEK WAY, ST AUGUSTINE, FL 32095-8969

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateDec 6, 2021
Property Address279 SPRING CREEK WAY, SAINT AUGUSTINE, FL 32095-8969
Document Number0054361565
Book / Page5436 / 1565
Map ReferenceMB 74 PG 86-98
Instrument DateDec 1, 2021
Instrument2021131378
Transaction TypeTransfer
Record UpdatedDec 16, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,423.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1811 MATHONIA AVENUE, 1811, JACKSONVILLE, FL 32211

Transferred To (Grantee/Buyer)

NameVerified Name
Address279 SPRING CREEK WAY, ST AUGUSTINE, FL 32095-8969

Mortgage

Document Number0054361568
DateDec 6, 2021
Instrument5436/1568
Lender
NameUNITED BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2052

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address279 SPRING CREEK WAY, SAINT AUGUSTINE, FL 32095-8969
Document Number0050200097
Instrument DateAug 7, 2020
Transaction TypeMortgage
Record UpdatedSep 3, 2020
Title CompanyWFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address279 SPRING CREEK WAY ST AUGUSTINE FL 320958969, ST AUGUSTINE, FL 32095-8969

Mortgage

Document Number0050200097
DateAug 19, 2020
Book Page005020/000097
Instrument69415
Lender
NameTITAN MUTUAL LNDG INC
AddressIRVINE, CA 92602
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 18, 2050

October 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateOct 1, 2018
Property Address279 SPRING CREEK WAY, SAINT AUGUSTINE, FL 32095-8969
Document Number0046191963
Book / Page4619 / 1963
Map ReferenceMB74 PG86-98
Instrument DateSep 28, 2018
Instrument2018070983
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 31, 2021
Title CompanyATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2120 CORPORATE SQUARE BLVD, 2120, JACKSONVILLE, FL 32216-0306

Transferred To (Grantee/Buyer)

NameVerified Name
Address279 SPRING CREEK WAY, SAINT AUGUSTINE, FL 32095-8969

Mortgage

Document Number2018070984
DateOct 1, 2018
Instrument2018070984
Lender
NamePLAZA HOME MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2048

September 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST JOHNS FL
Recording DateSep 12, 2018
Property Address279 SPRING CREEK WAY, SAINT AUGUSTINE, FL 32095-8969
Document Number0046110187
Book / Page004611 / 000187
Instrument DateSep 7, 2018
Instrument66280
Transaction TypeMortgage
Record UpdatedSep 28, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2120 CORPORATE SQUARE BLVD #7 JACKSONVILLE FL 322161976, 7, JACKSONVILLE, FL 32216-1976
InvestorPossibly a Property Investor

Mortgage

Document Number46110187
DateSep 12, 2018
Book Page004611/000187
Instrument66280
Lender
NameFIDELITY BK
TypeBank
Address10611 DEERWOOD PARK BLVD, JACKSONVILLE, FL 32256-0509
Agreement
TypeLine of Credit
AmountAmount on Record
Term12 Months
DueSep 11, 2019
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 279 Spring Creek Way was $6,013, up 11.5% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$379,775 (-17.52%)$412,483 (-10.42%) Land $100,000 Building $312,483
2025$6,013.00 (+11.54%) Homeowner's exemption$460,458 (+2.53%)$460,458 (+2.53%) Land $100,000 Building $360,458
2024$5,391.00 (+1.58%) Homeowner's exemption$449,084 (+2.66%)$449,084 (-0.78%) Land $100,000 Building $349,084
2023$5,307.00 (+2.69%) Homeowner's exemption$437,431 (+3%)$452,610 (+6.57%) Land $100,000 Building $352,610
2022$5,168.00 Homeowner's exemption$424,690$424,690 Land $89,600 Building $335,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 279 Spring Creek Way in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 206 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies206 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 279 Spring Creek Way is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 70% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-NORTHEAST UTILITIES WS
serves 14,790 people · EPA ID FL2554475
Water SourcePurchased groundwater from JEA MAJOR GRID
Last State InspectionMar 2024
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Fiber
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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