Home Florida St. Johns County Saint Augustine Spring Creek Way
279 Spring Creek Way, Saint Augustine, FL 32095 Property Records
St. Johns County property record for 279 Spring Creek Way, Saint Augustine, FL 32095
Property Summary
Property Type Single Family Home Details 4 bd · 3 ba · 2,557 sqft · built 2018 Lot Size 0.34 acres (14,810 sqft) Owner 2 Individual Names on File Last Sale $485,000 (Sep 2025) Tax Bill $6,013 (2025) Deeds & Mortgages Sep 2025 Sale & Mortgage Mar 2023 Transfer + 6 more Flood Zone Zone X (minimal risk)APN 026484-0500
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Property Details APN / Parcel Number
Interior
Bedrooms 4 Beds Full Baths 3 Baths Plumbing Fixtures 13 Plumbing Fixtures Stories 1 Story Building Area 2,557 sqft Living Area Gross Area 3,242 sqft 1st Floor Area 2,557 sqft Flooring Carpet Interior Walls Wallboard/Drywall
Exterior
Year Built Built 2018 Effective Year Built Effective 2018 Exterior Material Stucco Construction Type Wood Roof Type Gable/Hip Roof Material Composition Shingle Lot Area 14,810 sqft (0.34 acres) Garage Type Attached Garage Area 505 sqft Parking Spaces 2 Parking Spaces Porch Finished Screened Porch Porch Area 180 sqft
Utilities, Heating & Cooling Cooling System Central Heating System Forced Air with A/C
Location & Zoning Street Address 279 SPRING CREEK WAY City ST AUGUSTINE State FL Zip 32095-8969 Property Category Residential Property Type Residential > Single Family > Home Legal Description 74/86-98 SANDY CREEK PHASES 2A AND 2B LOT 50 OR6219/596 Legal Range 28E Legal Township 05S Legal Section 21 Legal Subdivision SANDY CREEK PHASES 2A AND 2B Legal Block 1 Legal Lot Number 50 Jurisdiction ST JOHNS FL Township / Civil Division ST. AUGUSTINE Census Block Group 2 Census Block 2050 Census Tract 20904
Owner
279 Spring Creek Way is owned and occupied by two individuals who bought it in September 2025.
Source: St. Johns County records, as of April 13, 2026
Owner of Record 2 Individual Names on File Mailing Address 279 SPRING CREEK WAY, SAINT AUGUSTINE, FL 32095-8969 Occupancy Owner Occupied Owner Type Individual Vesting Joint Tenants
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Deeds, Mortgages & Sale History
Date Document Sep 11, 2025 Warranty Deed, Transfer · Conventional Mortgage TEXANA BANK NA Mar 13, 2023 Intrafamily Transfer, Transfer ACCOMMODATION Feb 14, 2023 Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE Jun 22, 2022 Intrafamily Transfer, Transfer ACCOMMODATION Dec 6, 2021 Warranty Deed, Transfer · Conventional Mortgage UNITED BANK Aug 7, 2020 Deed of Trust, Mortgage · Conventional Mortgage TITAN MUTUAL LNDG INC Oct 1, 2018 Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PLAZA HOME MORTGAGE INC Sep 12, 2018 Loan Modification, Mortgage · Line of Credit FIDELITY BK
Assessor's Deed Record
Deed Names 2 Names on Deed Last Sale Sep 11, 2025 · Amount on File Deed Sale Sep 11, 2025 · Amount on File Prior Sale Feb 14, 2023 · Amount on File Deed Document Number 202574270 Deed Book / Page 6219 / 596 Prior Transfer Date Jun 15, 2022 Prior Transfer Doc 0055830922 Record Updated Sep 20, 2026
September 2025: Warranty Deed, Transfer Document Type Warranty Deed Jurisdiction ST JOHNS FL Recording Date Sep 11, 2025 Property Address 279 SPRING CREEK WAY, SAINT AUGUSTINE, FL 32095-8969 Document Number 0062190596 Book / Page 6219 / 596 Map Reference MB 74 PG 86-98 Instrument Date Sep 5, 2025 Instrument 2025074270 Transaction Type Transfer Record Updated Sep 25, 2025 Title Company LANDMARK TITLE, LANDMARK TITLE LLC
Transaction
Amount Amount on Record Downpayment Downpayment on Record Loan-to-Value (LTV) LTV on Record Tax $3,395.00 Amount Accuracy Rounded by County Additional
Transferred From (Grantor/Seller)
Name Verified Name Address 491 SPLIT OAK RD, ST AUGUSTINE, FL 32092-5448
Transferred To (Grantee/Buyer)
Name Verified Name Relationship Joint Tenants with Right of Survivorship Address 279 SPRING CREEK WAY, ST AUGUSTINE, FL 32095-8969
Mortgage
Document Number 0006219598 Date Sep 11, 2025 Instrument 6219/598
Lender
Name TEXANA BANK NA Type Bank
Agreement
Type Conventional Mortgage Amount Amount on Record Term 361 Months Due Oct 1, 2055
March 2023: Intrafamily Transfer, Transfer Document Type Intrafamily Transfer Jurisdiction ST JOHNS FL Recording Date Mar 13, 2023 Property Address 279 SPRING CREEK WAY, SAINT AUGUSTINE, FL 32095-8969 Document Number 0057230335 Book / Page 5723 / 335 Map Reference MB 74 PG 86-98 Instrument Date Mar 10, 2023 Instrument 2023018779 Transaction Type Transfer Record Updated Jun 7, 2023 Title Company ACCOMMODATION
Transaction
Tax $0.00 Amount Accuracy No Consideration Stated Additional
Transferred From (Grantor/Seller)
Name Verified Name Address 279 SPRING CREEK WAY, SAINT AUGUSTINE, FL 32095-8969
Transferred To (Grantee/Buyer)
Name Verified Name Relationship Revocable Trust Address 279 SPRING CREEK WAY, SAINT AUGUSTINE, FL 32095-8969
February 2023: Warranty Deed, Transfer Document Type Warranty Deed Jurisdiction ST JOHNS FL Recording Date Feb 14, 2023 Property Address 279 SPRING CREEK WAY, SAINT AUGUSTINE, FL 32095-8969 Document Number 0057081961 Book / Page 5708 / 1961 Map Reference MB 74 PG 86-98 Instrument Date Feb 3, 2023 Instrument 2023011526 Transaction Type Transfer Record Updated Feb 27, 2023 Title Company VETERANS TITLE INC, VETERANS TITLE LLC
Transaction
Amount Amount on Record Downpayment Downpayment on Record Loan-to-Value (LTV) LTV on Record Tax $3,500.00 Amount Accuracy Full Amount Stated Additional
Transferred From (Grantor/Seller)
Name Verified Name Address 2037 WILLOW STONE CT, LELAND, NC 28451-3111
Transferred To (Grantee/Buyer)
Name Verified Name Address 279 SPRING CREEK WAY, SAINT AUGUSTINE, FL 32095-8969
Mortgage
Document Number 0057081963 Date Feb 14, 2023 Instrument 5708/1963
Lender
Name UNITED WHOLESALE MORTGAGE Type Mortgage Company
Agreement
Type Conventional Mortgage Amount Amount on Record Term 361 Months Due Mar 1, 2053
June 2022: Intrafamily Transfer, Transfer Document Type Intrafamily Transfer Jurisdiction ST JOHNS FL Recording Date Jun 22, 2022 Property Address 279 SPRING CREEK WAY, SAINT AUGUSTINE, FL 32095-8969 Document Number 0055830922 Book / Page 5583 / 922 Map Reference MB 74 PG 86-98 Instrument Date Jun 15, 2022 Instrument 2022061981 Transaction Type Transfer Record Updated Jun 7, 2023 Title Company ACCOMMODATION
Transaction
Tax $0.00 Amount Accuracy No Consideration Stated Additional
Transferred From (Grantor/Seller)
Name Verified Name Address 279 SPRING CREEK WAY, 279, ST AUGUSTINE, FL 32095-8969
Transferred To (Grantee/Buyer)
Name Verified Name Relationship Family Trust Address 279 SPRING CREEK WAY, ST AUGUSTINE, FL 32095-8969
December 2021: Warranty Deed, Transfer Document Type Warranty Deed Jurisdiction ST JOHNS FL Recording Date Dec 6, 2021 Property Address 279 SPRING CREEK WAY, SAINT AUGUSTINE, FL 32095-8969 Document Number 0054361565 Book / Page 5436 / 1565 Map Reference MB 74 PG 86-98 Instrument Date Dec 1, 2021 Instrument 2021131378 Transaction Type Transfer Record Updated Dec 16, 2021 Title Company ATTORNEY ONLY, ATTORNEY
Transaction
Amount Amount on Record Downpayment Downpayment on Record Loan-to-Value (LTV) LTV on Record Tax $3,423.00 Amount Accuracy Rounded by County Additional
Transferred From (Grantor/Seller)
Name Verified Name Address 1811 MATHONIA AVENUE, 1811, JACKSONVILLE, FL 32211
Transferred To (Grantee/Buyer)
Name Verified Name Address 279 SPRING CREEK WAY, ST AUGUSTINE, FL 32095-8969
Mortgage
Document Number 0054361568 Date Dec 6, 2021 Instrument 5436/1568
Lender
Agreement
Type Conventional Mortgage Amount Amount on Record Term 361 Months Due Jan 1, 2052
August 2020: Deed of Trust, Mortgage Document Type Deed of Trust Jurisdiction ST JOHNS FL Property Address 279 SPRING CREEK WAY, SAINT AUGUSTINE, FL 32095-8969 Document Number 0050200097 Instrument Date Aug 7, 2020 Transaction Type Mortgage Record Updated Sep 3, 2020 Title Company WFG LENDER SERVICES, WFG LENDER SVCS
Transferred To (Grantee/Buyer)
Name Verified Name Relationship Husband and Wife Address 279 SPRING CREEK WAY ST AUGUSTINE FL 320958969, ST AUGUSTINE, FL 32095-8969
Mortgage
Document Number 0050200097 Date Aug 19, 2020 Book Page 005020/000097 Instrument 69415
Lender
Name TITAN MUTUAL LNDG INC Address IRVINE, CA 92602
Agreement
Type Conventional Mortgage Amount Amount on Record Term 360 Months Due Aug 18, 2050
October 2018: Warranty Deed, Subdivision Related Transfer Document Type Warranty Deed Jurisdiction ST JOHNS FL Recording Date Oct 1, 2018 Property Address 279 SPRING CREEK WAY, SAINT AUGUSTINE, FL 32095-8969 Document Number 0046191963 Book / Page 4619 / 1963 Map Reference MB74 PG86-98 Instrument Date Sep 28, 2018 Instrument 2018070983 Transaction Type Subdivision Related Transfer Record Updated Aug 31, 2021 Title Company ATTORNEY
Transaction
Amount Amount on Record Downpayment Downpayment on Record Loan-to-Value (LTV) LTV on Record Tax $0.00 Amount Accuracy Full Amount Stated Additional
Transferred From (Grantor/Seller)
Name Verified Name Address 2120 CORPORATE SQUARE BLVD, 2120, JACKSONVILLE, FL 32216-0306
Transferred To (Grantee/Buyer)
Name Verified Name Address 279 SPRING CREEK WAY, SAINT AUGUSTINE, FL 32095-8969
Mortgage
Document Number 2018070984 Date Oct 1, 2018 Instrument 2018070984
Lender
Name PLAZA HOME MORTGAGE INC Type Mortgage Company
Agreement
Type Conventional Mortgage Amount Amount on Record Term 360 Months Due Oct 1, 2048
September 2018: Loan Modification, Mortgage Document Type Loan Modification Jurisdiction ST JOHNS FL Recording Date Sep 12, 2018 Property Address 279 SPRING CREEK WAY, SAINT AUGUSTINE, FL 32095-8969 Document Number 0046110187 Book / Page 004611 / 000187 Instrument Date Sep 7, 2018 Instrument 66280 Transaction Type Mortgage Record Updated Sep 28, 2018 Title Company ATTORNEY ONLY
Transaction
Transferred To (Grantee/Buyer)
Name Verified Name Relationship Company Address 2120 CORPORATE SQUARE BLVD #7 JACKSONVILLE FL 322161976, 7, JACKSONVILLE, FL 32216-1976 Investor Possibly a Property Investor
Mortgage
Document Number 46110187 Date Sep 12, 2018 Book Page 004611/000187 Instrument 66280
Lender
Name FIDELITY BK Type Bank Address 10611 DEERWOOD PARK BLVD, JACKSONVILLE, FL 32256-0509
Agreement
Type Line of Credit Amount Amount on Record Term 12 Months Due Sep 11, 2019
Interest
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Tax Assessment & Valuation
The 2025 property tax bill for 279 Spring Creek Way was $6,013, up 11.5% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
Property Jurisdictions
Type Name State Florida County St. Johns County Unified School District St. Johns County School District (PK - 12)
Tax Bill & Assessment History
Year Tax Bill Assessed Value Assessed Market Value 2026 $379,775 (-17.52%) $412,483 (-10.42%) Land $100,000 Building $312,483 2025 $6,013.00 (+11.54%) Homeowner's exemption $460,458 (+2.53%) $460,458 (+2.53%) Land $100,000 Building $360,458 2024 $5,391.00 (+1.58%) Homeowner's exemption $449,084 (+2.66%) $449,084 (-0.78%) Land $100,000 Building $349,084 2023 $5,307.00 (+2.69%) Homeowner's exemption $437,431 (+3%) $452,610 (+6.57%) Land $100,000 Building $352,610 2022 $5,168.00 Homeowner's exemption $424,690 $424,690 Land $89,600 Building $335,090
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
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Tax and assessment analysis, valuation & comps, ownership context, and lien insights — all in one PDF. See a sample report →
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Flood
FEMA maps place 279 Spring Creek Way in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone Zone Xminimal risk Nearest Special Flood Hazard Area Zone A, within 100 ft Flood Insurance Requirement Not requiredlenders may require it Flood Insurance Cost Premium on File median of 206 policies Community Rating System Class 5 (25% premium discount) Nearby Flood Policies 206 in force
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 279 Spring Creek Way is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk Moderateabove 57% of the US · lower than 70% of Florida Wildfire Likelihood 0.1% annual chance Exposure Indirectwithin ember reach Adjoins Burnable Land Yes
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System SJCU-NORTHEAST UTILITIES WSserves 14,790 people · EPA ID FL2554475 Water Source Purchased groundwater from JEA MAJOR GRID Last State Inspection Mar 2024 Lead 1 ppb (2024)action level 15 ppb
Violations Reported to EPA
Water Quality Nonelast 10 years Treatment and Procedure Nonelast 10 years Monitoring and Reporting 3last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Internet Providers
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
Provider Max Down / Up (Mbps) AT&TFiber 5,000 / 5,000 XfinityFiber 1,200 / 35 VerizonFixed Wireless 300 / 20
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