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226 Spring Creek Way, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 226 Spring Creek Way, Saint Augustine, FL 32095

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,535 sqft · built 2016
Lot Size0.31 acres (13,503 sqft)
Owner2 Individual Names on File
Last Sale$325,000 (Mar 2017)
Tax Bill$334 (2025)
Deeds & MortgagesMar 2017 Sale & Mortgage
Feb 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN026484-1120

Property Details

APN / Parcel Number

Primary APN026484-1120

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures13 Plumbing Fixtures
Stories1 Story
Building Area2,535 sqft Living Area
Gross Area3,260 sqft
1st Floor Area2,535 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Exterior MaterialStucco
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area13,503 sqft (0.31 acres)
Garage TypeAttached
Garage Area425 sqft
Parking Spaces2 Parking Spaces
PorchFinished Screened Porch
Porch Area300 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address226 SPRING CREEK WAY
CitySAINT AUGUSTINE
StateFL
Zip32095-8961
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description74/86-98 SANDY CREEK PHASES 2A AND 2B LOT 112 OR4343/578
Legal Range28E
Legal Township05S
Legal Section21
Legal SubdivisionSANDY CREEK PHASES 2A AND 2B
Legal Block1
Legal Lot Number112
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2050
Census Tract20904

Owner

226 Spring Creek Way is owned and occupied by two individuals who bought it in March 2017.

Source: St. Johns County records, as of April 13, 2026

Owner of Record2 Individual Names on File
Mailing Address226 SPRING CREEK WAY, SAINT AUGUSTINE, FL 32095-8961
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 13, 2017Warranty Deed, Subdivision Related Transfer · VA Mortgage
USAA
Feb 16, 2017Loan Modification, Mortgage · Line of Credit
BRANCH BK&TR

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 13, 2017 · Amount on File
Deed SaleMar 13, 2017 · Amount on File
Deed Document Number201717535
Deed Book / Page4343 / 578
Record UpdatedJun 8, 2026

March 2017: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateMar 13, 2017
Property Address226 SPRING CREEK WAY, SAINT AUGUSTINE, FL 32095-8961
Document Number0043430578
Book / Page004343 / 000578
Instrument DateMar 7, 2017
Instrument17535
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 7, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,275.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address226 SPRING CREEK WAY ST AUGUSTINE FL 320958961, ST AUGUSTINE, FL 32095-8961

Mortgage

Document Number43430580
DateMar 13, 2017
Book Page004343/000580
Instrument17536
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueMar 12, 2047

February 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST JOHNS FL
Recording DateFeb 16, 2017
Property Address226 SPRING CREEK WAY, SAINT AUGUSTINE, FL 32095-8961
Document Number0043320001
Book / Page004332 / 000001
Instrument DateJan 19, 2017
Instrument11381
Transaction TypeMortgage
Record UpdatedMar 2, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2120 CORPORATE SQUARE BLVD #7 JACKSONVILLE FL 322161976, 7, JACKSONVILLE, FL 32216-1976

Mortgage

Document Number43320001
DateFeb 16, 2017
Book Page004332/000001
Instrument11381
Lender
NameBRANCH BK&TR
TypeBank
Address200 W FORSYTH ST # 200, JACKSONVILLE, FL 32202-4349
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 226 Spring Creek Way was $334 with a veteran's exemption, up 31.5% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$320,828 (+2.7%)$414,790 (-7.69%) Land $100,000 Building $314,790
2025$334.00 (+31.5%) Disabled Person's exemption Veteran's exemption$312,393 (+2.9%)$449,362 (+2.52%) Land $100,000 Building $349,362
2024$254.00 Disabled Person's exemption Veteran's exemption$303,589 (+3%)$438,299 (-0.79%) Land $100,000 Building $338,299
2023$254.00 (+7.63%) Disabled Person's exemption Veteran's exemption$294,747 (+3%)$441,787 (+7.11%) Land $100,000 Building $341,787
2022$236.00 Disabled Person's exemption Veteran's exemption$286,162$412,451 Land $84,000 Building $328,451

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 226 Spring Creek Way in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 206 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies206 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 226 Spring Creek Way is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 70% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-NORTHEAST UTILITIES WS
serves 14,790 people · EPA ID FL2554475
Water SourcePurchased groundwater from JEA MAJOR GRID
Last State InspectionMar 2024
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Fiber		1,200 / 35
Verizon
Fixed Wireless		300 / 20

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