St. Johns County property record for 289 Spring Creek Way, Saint Augustine, FL 32095
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,492 sqft · built 2018 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $345,000 (Feb 2018) |
| Tax Bill | $4,304 (2025) |
| Deeds & Mortgages | Jan 2024 Mortgage May 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 026484-0510 |
| Primary APN | 026484-0510 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,492 sqft Living Area |
| Gross Area | 3,430 sqft |
| 1st Floor Area | 2,492 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,810 sqft (0.34 acres) |
| Garage Type | Attached |
| Garage Area | 728 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Patio |
| Porch Area | 210 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 289 SPRING CREEK WAY |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32095-8969 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 74/86-98 SANDY CREEK PHASES 2A AND 2B LOT 51 OR4499/772 & 5943/1415 |
| Legal Range | 28E |
| Legal Township | 05S |
| Legal Section | 21 |
| Legal Subdivision | SANDY CREEK PHASES 2A AND 2B |
| Legal Block | 1 |
| Legal Lot Number | 51 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2050 |
| Census Tract | 20904 |
289 Spring Creek Way is owner-occupied and held in a trust since February 2024.
Source: St. Johns County records, as of July 14, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 289 SPRING CREEK WAY, SAINT AUGUSTINE, FL 32095-8969 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Irrevocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 25, 2024 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| May 31, 2022 | Deed of Trust, Mortgage · SBA Mortgage AMERIS BANK |
| Dec 27, 2021 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| May 29, 2020 | Deed of Trust, Mortgage · FHA Mortgage MR COOPER |
| Feb 5, 2018 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 5, 2018 · Amount on File |
| Deed Sale | Feb 5, 2018 · Amount on File |
| Deed Document Number | 20187871 |
| Deed Book / Page | 4499 / 772 |
| Last Transfer Date | Feb 21, 2024 |
| Transfer Doc | 0059431415 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 289 SPRING CREEK WAY, SAINT AUGUSTINE, FL 32095-8969 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2024 |
| Name | Verified Name |
|---|---|
| Address | 289 SPRING CREEK WAY, SAINT AUGUSTINE, FL 32095-8969 |
| Document Number | 0058901704 |
|---|---|
| Date | Jan 25, 2024 |
| Book Page | 5890/1704 |
| Instrument | 2024006214 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 336 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 289 SPRING CREEK WAY, SAINT AUGUSTINE, FL 32095-8969 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2022 |
| Name | Verified Name |
|---|---|
| Address | 289 SPRING CREEK WAY, ST AUGUSTINE, FL 32095-8969 |
| Document Number | 0055680825 |
|---|---|
| Date | May 31, 2022 |
| Book Page | 5568/825 |
| Instrument | 2022054483 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Address | ATLANTA, GA 30305 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 123 Months |
| Due | Aug 25, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 289 SPRING CREEK WAY, SAINT AUGUSTINE, FL 32095-8969 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2022 |
| Name | Verified Name |
|---|---|
| Address | 289 SPRING CREEK WAY, SAINT AUGUSTINE, FL 32095-8969 |
| Document Number | 0054531538 |
|---|---|
| Date | Dec 27, 2021 |
| Book Page | 5453/1538 |
| Instrument | 2021139113 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 289 SPRING CREEK WAY, SAINT AUGUSTINE, FL 32095-8969 |
| Document Number | 0049580844 |
| Instrument Date | May 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 289 SPRING CREEK WAY ST AUGUSTINE FL 320958969, ST AUGUSTINE, FL 32095-8969 |
| Document Number | 0049580844 |
|---|---|
| Date | Jun 5, 2020 |
| Book Page | 004958/000844 |
| Instrument | 43670 |
| Name | MR COOPER |
|---|---|
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 4, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Feb 5, 2018 |
| Property Address | 289 SPRING CREEK WAY, SAINT AUGUSTINE, FL 32095-8969 |
| Document Number | 0044990772 |
| Book / Page | 4499 / 0772 |
| Map Reference | MB74 PG86-98 |
| Instrument Date | Dec 31, 2017 |
| Instrument | 2018007871 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2120 CORPORATE SQUARE BLVD, 2120, JACKSONVILLE, FL 32216-0306 |
| Name | Verified Name |
|---|---|
| Address | 289 SPRING CREEK WAY, SAINT AUGUSTINE, FL 32095-8969 |
| Document Number | 2018007872 |
|---|---|
| Date | Feb 5, 2018 |
| Instrument | 2018007872 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2048 |
The 2025 property tax bill for 289 Spring Creek Way was $4,304 with a homeowner's exemption, up 12.6% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $342,517 (+2.7%) | $423,893 (-8.32%) Land $100,000 Building $323,893 | |
| 2025 | $4,304.00 (+12.58%) Homeowner's exemption | $333,512 | $462,356 Land $100,000 Building $362,356 |
| 2024 | $3,823.00 (+2%) | ||
| 2023 | $3,748.00 (+2.88%) Homeowner's exemption | $314,673 (+3%) | $454,243 (+6.33%) Land $100,000 Building $354,243 |
| 2022 | $3,643.00 Homeowner's exemption | $305,508 | $427,194 Land $89,600 Building $337,594 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 289 Spring Creek Way in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 206 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 206 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 289 Spring Creek Way is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 70% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-NORTHEAST UTILITIES WS serves 14,790 people · EPA ID FL2554475 |
|---|---|
| Water Source | Purchased groundwater from JEA MAJOR GRID |
| Last State Inspection | Mar 2024 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Fiber | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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