Somerset County property record for 25798 Drum Point Rd, Westover, MD 21871
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 930 sqft · built 1979 |
| Lot Size | 0.767 acres (33,410 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $120,000 (Jul 2016) |
| Tax Bill | $1,766 (2026) |
| Deeds & Mortgages | Jan 2022 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 06-101240 |
| Primary APN | 06-101240 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 930 sqft Total Area |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 33,410 sqft (0.767 acres) |
| View / Lot | Waterfront |
| Garage Type | Built-in |
| Garage Area | 620 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
| Deck Area | 160 sqft |
| Boat Access | Boat Access |
| Heating Fuel | Electric |
|---|---|
| Sewer | Connected |
| Account Number | 101240 |
|---|---|
| Street Address | 25798 DRUM POINT RD |
| City | WESTOVER |
| State | MD |
| Zip | 21871-4348 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MRC |
| Legal Description | 0.767 AC-LT 4-P9/100 N/S ADAMS LANE-RUMBLEY DRUM POINT SUBDIVISION |
| Legal Subdivision | RUMBLEY DRUM POINT SUB |
| Legal Lot Number | 4 |
| Jurisdiction | SOMERSET MD |
| Township / Civil Division | 6, FAIRMOUNT |
| Census Block Group | 3 |
| Census Block | 3061 |
| Census Tract | 930800 |
Source: Somerset County records, as of October 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 170 KLINE RD, DENVER, PA 17517-9403 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 15, 2016 · Amount on Record |
| Deed Sale | Jul 15, 2016 · Amount on Record |
| Prior Sale | Feb 9, 1993 · Amount on Record |
| Deed Book / Page | 928 / 546 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET MD |
| Property Address | 25798 DRUM POINT RD, WESTOVER, MD 21871-4348 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0012030249 |
|---|---|
| Date | Jan 10, 2022 |
| Book Page | 1203/249 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 170 Months |
| Due | Mar 1, 2036 |
Source: Somerset County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Somerset County |
| Unified School District | Somerset County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,766.00 (-44.33%) | $158,833 (+32.62%) | $175,000 (+38.34%) Land $64,300 Building $110,700 |
| 2025 | $3,172.00 (+138.32%) | ||
| 2023 | $1,331.00 | $119,767 | $126,500 Land $47,800 Building $78,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 6.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 120 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 120 in force |
| Nearby Flood Claims | 13 (2012–2024) |
| Most Recent Claim | Mar 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 79% of the US · above 97.5% of Maryland |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FAIRMOUNT serves 750 people · EPA ID MD0190012 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Bloosurf Fixed Wireless | 25 / 3 |
5G (outdoors only) and 4G LTE
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