25764 Drum Point Rd, Westover, MD 21871 Property Records

Somerset County property record for 25764 Drum Point Rd, Westover, MD 21871

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,858 sqft · built 1900
Lot Size	1.3 acres (56,628 sqft)
Owner	2 Individual Names on Record
Last Sale	$447,500 (Jul 2021)
Tax Bill	$9,591 (2025)
Deeds & Mortgages	Dec 2017 Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`06-101356`

Property Details

APN / Parcel Number

Primary APN	`06-101356`
Alternative APNs	`6101356` `101356`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,858 sqft Total Area
Basement Area	28 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	56,628 sqft (1.3 acres)
View / Lot	Waterfront
Garage Type	Detached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	184 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	101356
Street Address	25764 DRUM POINT RD
City	WESTOVER
State	MD
Zip	21871-4348
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MRC
Legal Description	IMPS 1.30 AC - PL 93 N/S RUMBLEY RD RUMBLEY
Legal Subdivision	DRUM POINT
Jurisdiction	SOMERSET MD
Township / Civil Division	6, FAIRMOUNT
Census Block Group	3
Census Block	3061
Census Tract	930800

Owner

Source: Somerset County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	220 9TH ST, PASADENA, MD 21122-4904
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2017	Deed of Trust, Mortgage · Conventional Mortgage SUNTRUST MORTGAGE INC
Jun 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Jul 21, 2021	Deed, Transfer ACQUEST TITLE SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2021 · Amount on Record
Deed Sale	Jul 21, 2021 · Amount on Record
Prior Sale	May 4, 2016 · Amount on Record
Deed Book / Page	1166 / 268
Prior Transfer Date	Aug 19, 2016
Prior Transfer Doc	0009310129
Record Updated	Sep 20, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET MD
Property Address	25764 DRUM POINT RD, WESTOVER, MD 21871-4348
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009700231
Date	Dec 8, 2017
Book Page	0970/231
Instrument	0970-231

Lender

Name	SUNTRUST MORTGAGE INC
Type	Mortgage Company
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2047

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET MD
Property Address	25764 DRUM POINT RD, WESTOVER, MD 21871-4348
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011620267
Date	Jun 29, 2021
Book Page	1162/267

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Apr 1, 2051

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET MD
Recording Date	Jul 21, 2021
Property Address	25764 DRUM POINT RD, WESTOVER, MD 21871-4348
Document Number	0011660268
Book / Page	1166 / 268
Instrument Date	Jun 25, 2021
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACQUEST TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	220 9TH ST, PASADENA, MD 21122-4904

Tax Assessment & Valuation

Source: Somerset County assessment roll, as of August 26, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Somerset County
Unified School District	Somerset County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$467,433 (+37.59%)	$503,600 (+27.46%) Land $216,500 Building $287,100
2025	$9,591.00 (+153.93%)
2023	$3,777.00	$339,733	$395,100 Land $187,200 Building $207,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 120 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	120 in force
Nearby Flood Claims	13 (2012–2024)
Most Recent Claim	Mar 2024 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 97.5% of Maryland
Wildfire Likelihood	0.3% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRMOUNT serves 750 people · EPA ID MD0190012
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Bloosurf Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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