25774 Drum Point Rd, Westover, MD 21871 Property Records

Somerset County property record for 25774 Drum Point Rd, Westover, MD 21871

Property Summary

Property Type	Single Family Home
Details	1 ba · 864 sqft · built 1983
Lot Size	0.537 acres (23,391 sqft)
Owner	2 Individual Names on Record
Last Sale	$152,900 (May 2017)
Tax Bill	$2,146 (2025)
Deeds & Mortgages	Aug 2021 Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`06-101267`

Property Details

APN / Parcel Number

Primary APN	`06-101267`
Alternative APNs	`6101267` `101267`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	864 sqft Total Area
Utility Area	1,152 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	23,391 sqft (0.537 acres)
View / Lot	Waterfront
Garage Type	Built-in
Garage Area	1,152 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Porch
Porch Area	288 sqft
Deck Area	624 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	101267
Street Address	25774 DRUM POINT RD
City	WESTOVER
State	MD
Zip	21871-4348
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MRC
Legal Description	0.537 A-L 1+RESV A&B N/S ADAMS LN-PLS 9/100 & DRUM PT SUB-PL 999/218
Legal Subdivision	DRUM POINT
Legal Lot Number	1
Jurisdiction	SOMERSET MD
Township / Civil Division	6, FAIRMOUNT
Census Block Group	3
Census Block	3061
Census Tract	930800

Owner

Source: Somerset County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	25774 DRUM POINT RD, WESTOVER, MD 21871-4348
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2021	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
May 24, 2017	Grant Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2017 · Amount on Record
Deed Sale	May 24, 2017 · Amount on Record
Prior Sale	Apr 6, 2005 · Amount on Record
Deed Document Number	2017950-172
Deed Book / Page	950 / 172
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET MD
Property Address	25774 DRUM POINT RD, WESTOVER, MD 21871-4348
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25774 DRUM POINT RD, WESTOVER, MD 21871-4348

Mortgage

Document Number	0011740195
Date	Aug 24, 2021
Book Page	1174/195

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SOMERSET MD
Recording Date	May 24, 2017
Property Address	25774 DRUM POINT RD, WESTOVER, MD 21871-4348
Document Number	0009500172
Book / Page	000950 / 000172
Instrument Date	May 12, 2017
Transaction Type	Transfer
Record Updated	Jul 27, 2017
Title Company	MID-ATLANTIC TITLE AND ESCROW COMPANY, MID-ATLANTIC TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$152.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	PO BOX 175 WYCOMBE PA 189800175, WYCOMBE, PA 18980-0175

Mortgage

Document Number	9500175
Date	May 24, 2017
Book Page	000950/000175

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 23, 2047

Tax Assessment & Valuation

Source: Somerset County assessment roll, as of August 26, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Somerset County
Unified School District	Somerset County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$215,967 (+33.59%)	$238,900 (+40.45%) Land $105,000 Building $133,900
2025	$2,146.00 (+19.42%)
2023	$1,797.00	$161,667	$170,100 Land $76,400 Building $93,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 120 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	120 in force
Nearby Flood Claims	13 (2012–2024)
Most Recent Claim	Mar 2024 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 97.5% of Maryland
Wildfire Likelihood	0.3% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRMOUNT serves 750 people · EPA ID MD0190012
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Bloosurf Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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