Somerset County property record for 25740 Drum Point Rd, Westover, MD 21871
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,101 sqft · built 1972 |
| Lot Size | 1.27 acres (55,321 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $129,000 (Aug 1998) |
| Tax Bill | $5,015 (2026) |
| Deeds & Mortgages | Jun 2021 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 06-100996 |
| Primary APN | 06-100996 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,101 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Brick |
| Roof Material | Metal |
| Lot Area | 55,321 sqft (1.27 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 352 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 130 sqft |
| Deck Area | 521 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 100996 |
|---|---|
| Street Address | 25740 DRUM POINT RD |
| City | WESTOVER |
| State | MD |
| Zip | 21871-4348 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MRC |
| Legal Description | 1.27 AC-PL 266/104 S/S DRUM POINT COVE TANGIER SOUND |
| Jurisdiction | SOMERSET MD |
| Township / Civil Division | 6, FAIRMOUNT |
| Census Block Group | 3 |
| Census Block | 3061 |
| Census Tract | 930800 |
Source: Somerset County records, as of October 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 135, PRINCESS ANNE, MD 21853-0135 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 25, 1998 · Amount on Record |
| Deed Sale | Aug 25, 1998 · Amount on Record |
| Prior Sale | Sep 30, 1985 · Amount on Record |
| Deed Document Number | 1998548 |
| Deed Book / Page | 466 / 511 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SOMERSET MD |
| Recording Date | Jun 15, 2021 |
| Property Address | 25740 DRUM POINT RD, WESTOVER, MD 21871-4348 |
| Document Number | 0011590001 |
| Book / Page | 1159 / 1 |
| Instrument Date | Jun 11, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 25740 DRUM POINT RD, WESTOVER, MD 21871-4348 |
| Document Number | 1159005 |
|---|---|
| Date | Jun 15, 2021 |
| Instrument | 1159-005 |
| Name | HEBRON SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 11, 2031 |
Source: Somerset County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Somerset County |
| Unified School District | Somerset County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,015.00 (+8.86%) | $451,067 (+29.48%) | $487,800 (+29.18%) Land $216,300 Building $271,500 |
| 2025 | $4,607.00 (+18.95%) | ||
| 2023 | $3,873.00 | $348,367 | $377,600 Land $187,000 Building $190,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 120 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 120 in force |
| Nearby Flood Claims | 13 (2012–2024) |
| Most Recent Claim | Mar 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 79% of the US · above 97.5% of Maryland |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FAIRMOUNT serves 750 people · EPA ID MD0190012 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Bloosurf Fixed Wireless | 25 / 3 |
5G (outdoors only) and 4G LTE
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